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$250,000

1123 S TERRY AVENUE, LAKELAND, FL 33815

Active17 days on market

Beds

3

Baths

2

Sq Ft

1,539 sq ft

Year Built

2023

Lot Size

0.20 acres

Garage

—

About This Property

Welcome to this charming and spacious mobile home featuring a bright and functional open floor plan perfect for modern living. Every bedroom boasts its own generous walk-in closet providing exceptional storage and organization throughout. Highlights include a spacious kitchen with abundant cabinet space, inviting living areas, and a low-maintenance lifestyle. Best of all, enjoy affordable living with NO HOA and NO CDD fees. Conveniently located near local dining, shopping, and major roadways for easy commuting. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #S5157969
StatusActive
Year Built2023
Total Rooms6
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWOODLAWN ADD 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Other, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorNone
Other StructuresShed(s)
Lot Size0.20 acres (8,625 sq ft)
Lot Dimensions57 x 150
Lot FeaturesCleared
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$250,000
Annual Taxes$1,976 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232823097000002060

Schools

ElementaryRosabelle W. Blake
MiddleLawton Chiles Middle
HighKathleen High

Directions

Take I-Four to Exit Thirty-One for Kathleen Road and travel south. Turn right onto Memorial Boulevard, left onto Wabash Avenue, and right onto West George Street. Turn right onto South Terry Avenue and the property will be on the right

Location

1123 S TERRY AVENUE, LAKELAND, FL 33815

Listing Information

OfficeKELLER WILLIAMS REALTY AT THE LAKES
ListedSeptember 20, 2026

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Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $250,000 home in LAKELAND.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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