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$414,900

475 PALENCIA PLACE, DAVENPORT, FL 33837

3D Tour
Active17 days on market

Beds

3

Baths

2

Sq Ft

2,042 sq ft

Year Built

2014

Lot Size

0.14 acres

Garage

2

About This Property

Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches! SAVE ON YOUR MOVING EXPENSES - ALL FURNITURE CAN BE PURCHASED FOR ONLY $5,000! Beautifully maintained 3-bedroom, 2-bath home plus office/flex room, ideally located on a premium lot, no immediate homes behind you, AND within close proximity to the clubhouse. This thoughtfully designed home features an impressive foyer and a desirable split-bedroom floor plan offering added privacy for guests and owners alike. The huge kitchen is a chef’s dream with granite countertops, a large island with eat-at bar seating, and a spacious breakfast room, all open to the Gathering Room and Dining Room for seamless entertaining. Your life just got a little easier - Enjoy beautiful, easy-care tile flooring in the main living areas. The spacious Primary Suite overlooks the tranquil backyard and features a beautiful ensuite bath with dual sinks, soaking tub and separate shower with glass enclosure. Private commode, and walk-in closet! Relax and unwind on the large covered lanai and expanded lanai creating the perfect peaceful outdoor retreat. Additional highlights include a 4-foot extended garage to accommodate larger vehicles, inside laundry room with sink, new interior paint completed in 2026, New HVAC 2023, and a Generac Whole House Generator! *TAXES DO NOT REFLECT HOMESTEAD EXEMPTION Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30,000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5158240
StatusActive
Year Built2014
Stories1
Total Rooms11
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionDEL WEBB ORLANDO PH 1
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingElectric, Heat Pump, Natural Gas

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,003 sq ft)
Lot FeaturesLandscaped, Level, Near Golf Course, Sidewalk, Street Dead-End
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$282 / Monthly
Senior CommunityYes

Financial Details

List Price$414,900
Annual Taxes$5,000 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272633710014005070

Directions

!-4 to US HWY 27 South. L. Ridgewood Lakes Blvd, R. Del Webb Blvd, R. Almeria Way, R. Navarra Ln, L. Palencia Pl

Location

475 PALENCIA PLACE, DAVENPORT, FL 33837

Listing Information

OfficeGATHERING ROOM REAL ESTATE
ListedOctober 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$414,900

20% ($82,980)
6.75%

Loan Term

Principal & Interest$2,153
Property Tax (est.)$380
Insurance (est.)$150
Total Monthly$2,683
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How to Buy This Home

Multiple financing options available for this $414,900 home in DAVENPORT.

🏛️

FHA Loan

$14,522 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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