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$595,000

815 LAKE JESSIE DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active2 days on market

Beds

4

Baths

4

Sq Ft

4,128 sq ft

Year Built

1949

Lot Size

0.34 acres

Garage

2

About This Property

Virtually Staged. Mediterranean-Style Estate with Private Casita, Pool, Covered 2-Car Garage, Spacious Workshop & NO HOA in Winter Haven. Welcome to a truly unique Mediterranean-style estate offering over 4,100 square feet of living space, exceptional versatility, and the freedom of no HOA. This spacious property features a main residence plus a private casita, creating an ideal setup for multi-generational living, extended family, guests, a private home office, or flexible additional living space. Inside, you'll find generous living areas, beautiful architectural details, and plenty of room for both everyday living and entertaining. Recent improvements include a NEW ROOF and NEW AC, offering added peace of mind for the next owner. Enjoy your own private outdoor oasis featuring a beautiful saltwater pool with a new heating and cooling system, complemented by a poolside cabana, perfect for relaxing and entertaining year-round. The property also features a covered 2-car garage and an ample workshop, providing excellent space for vehicles, hobbies, projects, tools, storage, or recreational equipment. Need even more room for your toys? With no HOA and ample parking for boats, RVs, and recreational vehicles, this property offers the space, flexibility, and freedom that can be difficult to find. Conveniently located near Winter Haven's famous Chain of Lakes, you'll be close to boating, fishing, recreation, shopping, dining, and everything the area has to offer. Whether you're searching for a family estate, multi-generational home, private guest accommodations, a home with income potential, or simply a distinctive property with plenty of space and privacy, this home offers endless possibilities. Can't tour in person? Virtual tours are also available! Contact us today to schedule your private showing or virtual tour and experience everything this exceptional Winter Haven property has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5158452
StatusActive
Year Built1949
Total Rooms8
ConstructionStucco
RoofMetal, Other
FoundationCrawlspace
FacesEast
SubdivisionEAST VIEW PKWY
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile, Vinyl, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Other, Rain Gutters, Sliding Doors, Storage
FencingFenced
Other StructuresOther, Shed(s)
Lot Size0.34 acres (15,011 sq ft)
Lot FeaturesIn County, Oversized Lot, Sidewalk
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$595,000
Annual Taxes$7,136 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRM
Parcel #252812338500000340

Schools

ElementaryAuburndale Central Elem
MiddleWestwood Middle
HighAuburndale High School

Directions

rom 1st Street North, left on Hwy 544/Havendale Blvd., turn right onto Jersey Road, right onto E. Derby Avenue, left onto Lake Jessie Drive, property will be on your left.

Location

815 LAKE JESSIE DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeMETA ONE REALTY GROUP LLC
ListedSeptember 28, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$595,000

20% ($119,000)
6.75%

Loan Term

Principal & Interest$3,087
Property Tax (est.)$545
Insurance (est.)$150
Total Monthly$3,783
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $595,000 home in WINTER HAVEN.

🏛️

FHA Loan

$20,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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