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$327,000

3609 SAIL HARBOR DRIVE, KISSIMMEE, FL 34746

3D Tour
Active32 days on market

Beds

3

Baths

2

Sq Ft

1,895 sq ft

Year Built

2012

Lot Size

0.23 acres

Garage

3

About This Property

Welcome to 3609 Sail Harbor Dr, located in the beautiful Isles of Bellalago. This 3-bedroom, 2-bath home with a 3-car garage offers 1,895 square feet of living space in one of Kissimmee's resort-style, guard-gated communities. Additional features include a water softener system, a reverse osmosis system in the kitchen, a new water heater, and a new garbage disposal. Conveniently located near shopping, restaurants, schools, Valencia College, medical facilities, and everyday essentials. Downtown Kissimmee, The Loop, Old Town, and Central Florida’s world-famous attractions are also within easy reach. Whether relaxing at home, enjoying the community amenities, or spending the day on the lake, 3609 Sail Harbor Dr offers the opportunity to enjoy the resort-style lifestyle Bellalago is known for. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5158757
StatusActive
Year Built2012
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionISLES/BELLALAGO PH 02
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.23 acres (10,019 sq ft)
Road SurfaceAsphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$195 / Monthly
Senior CommunityNo

Financial Details

List Price$327,000
Annual Taxes$4,093 (2025)
ZoningX
Parcel #252628351800012120

Schools

ElementaryBellalago Charter Academy (K-8)
MiddleBellalago Charter Academy (K-8)
HighLiberty High

Directions

Head south on Pleasant Hill Rd,Turn right onto Isles of Bellalago Dr, Turn left onto Marina Isle Dr, Turn right onto Sail Harbor Drive.

Location

3609 SAIL HARBOR DRIVE, KISSIMMEE, FL 34746

Listing Information

OfficeTHE REALTY EXPERIENCE POWERED BY LRR
ListedOctober 2, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$327,000

20% ($65,400)
6.75%

Loan Term

Principal & Interest$1,697
Property Tax (est.)$300
Insurance (est.)$150
Total Monthly$2,146
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $327,000 home in KISSIMMEE.

🏛️

FHA Loan

$11,445 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,350 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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