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$285,000

3630 WELSCH WAY, LAKELAND, FL 33813

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,535 sq ft

Year Built

2003

Lot Size

0.28 acres

Garage

2

About This Property

Discover an inviting opportunity, a genuine deal at this price in a desirable South Lakeland location. This home combines an affordable HOA fee with the advantage of NO CDD assessments, making it equally appealing as a comfortable primary residence or a strong rental investment. A grand double-door entrance welcomes you into a bright, open floor plan finished with all-tile flooring for easy maintenance and lasting durability. The living room flows effortlessly into the dining area, while the highly functional layout continues into a well-equipped kitchen featuring a dinette space, breakfast bar, and abundant cabinets, with the added convenience of a dedicated laundry room. The split-bedroom design delivers everyday privacy. The primary suite offers a generous walk-in closet and a private ensuite bath complete with a garden tub and dual-sink vanity. A second bedroom provides its own spacious walk-in closet. Step outside to enjoy the Florida sunshine from the screened lanai, then explore an expansive backyard with excellent potential for outdoor living and gardening. Enjoy quick access to US-98, County Road 540A, FL-60, and Polk Parkway, along with an easy commute to both Orlando and Tampa. To schedule a showing, provide your realtor a pre-approval letter/proof of funds. Buyers are responsible for verifying the accuracy of all information.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5159339
StatusActive
Year Built2003
Stories1
Total Rooms9
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHIGHLANDS CROSSING PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.28 acres (12,188 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$278 / Annually
Senior CommunityNo

Financial Details

List Price$285,000
Annual Taxes$3,788 (2025)
FinancingCash, Conventional
Parcel #242922287526000730

Directions

Head south on US-98 S/Bartow Rd. Turn right onto E County Rd 540A. Turn left onto Highland Rise Dr and then turn left onto Welsch Way. Home will be on the left.

Location

3630 WELSCH WAY, LAKELAND, FL 33813

Listing Information

OfficeMAZELG REALTY
ListedOctober 15, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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How to Buy This Home

Multiple financing options available for this $285,000 home in LAKELAND.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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