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$305,000

2981 KOKOMO LOOP, HAINES CITY, FL 33844

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,130 sq ft

Year Built

2003

Lot Size

0.09 acres

Garage

0

About This Property

Welcome to 2981 Kokomo Loop, a charming 3-bedroom, 2-bathroom pool home located in the desirable guard-gated golf community of Southern Dunes in Haines City! This inviting home features a spacious split-bedroom floor plan, offering a comfortable balance of privacy and open living space. The bright living and dining areas flow seamlessly into the kitchen, creating an ideal setting for everyday living and entertaining. Tile flooring throughout the main living areas provides easy maintenance, while carpeting in the bedrooms adds warmth and comfort. The primary suite offers a walk-in closet and private en-suite bathroom. Step outside to your own screened-in pool and patio, perfect for enjoying Florida's sunshine, relaxing, or entertaining guests year-round. Additional features include a one-car garage, washer and dryer, and attractive, professionally maintained landscaping. Southern Dunes offers a beautiful golf course setting and an impressive selection of community amenities, including a clubhouse, fitness center, tennis courts, and playground. Conveniently located near shopping, restaurants, major roadways, and Central Florida attractions, this property offers an excellent opportunity for a primary residence, vacation retreat, or investment property. Experience the best of Florida living in Southern Dunes. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5159471
StatusActive
Year Built2003
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionKOKOMO BAY PH 01
CountyPolk
OwnershipLeasehold

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Walk-In Closet(s)
FlooringLaminate, Porcelain Tile
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric, Exhaust Fan

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
Lot Size0.09 acres (3,781 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerNone
UtilitiesCable Available

Parking

GarageYes
CarportYes

HOA & Community

HOAYes
HOA Fee$243 / Quarterly
Senior CommunityNo

Financial Details

List Price$305,000
Annual Taxes$4,572 (2025)
Parcel #272717741003000360

Directions

Head north on John Young Parkway (FL 536) from Kissimmee. Merge onto Osceola Parkway West (FL 528) toward I 4. Get on I 4 West, then take Exit?55 / US 27 South toward Davenport/Haines City. Continue south on US 27 into the Southern Dunes community. Enter at the gated guard entrance—you'll need ID or real estate identification. After entering, proceed along Southern Dunes Boulevard. Turn right onto Kokomo Bay Circle (some listings note Kokomo Bay Continuation). Then take the next left onto Kokomo Loop. House #2981 will be on the right. Community & Access Notes: • Southern Dunes is a gated golf community in Haines City with amenities such as golf, tennis, fitness center, playground, clubhouse, and 24 hour security • Confirm access procedures in advance if you're not accompanied by a resident or licensed real estate agent—guard clearance is required.

Location

2981 KOKOMO LOOP, HAINES CITY, FL 33844

Listing Information

OfficeLA ROSA REALTY LLC
ListedOctober 13, 2026

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Home Price

$305,000

20% ($61,000)
6.75%

Loan Term

Principal & Interest$1,583
Property Tax (est.)$280
Insurance (est.)$150
Total Monthly$2,012
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How to Buy This Home

Multiple financing options available for this $305,000 home in HAINES CITY.

🏛️

FHA Loan

$10,675 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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