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$459,000

114 BELMONT DRIVE, WINTER HAVEN, FL 33884

Active0 days on market

Beds

4

Baths

2

Sq Ft

2,069 sq ft

Year Built

1995

Lot Size

0.24 acres

Garage

2

About This Property

New roof. Newer A/C. New pool resurface. New paint inside and out. The big-ticket items are done, and this home is ready for years to come. Step inside and the split floor plan does its job. To the left, the kitchen and the living room flow together with three bedrooms and a full bath. The kitchen is all new, with new cabinets, new quartz countertops and new stainless appliances. The living room has warm LED cove lighting and a fluted fireplace wall framed by built-ins. To the right is a quiet retreat: a cozy sitting area that leads to the pool and the primary suite, with French doors that open right onto the pool deck. The primary bath is the showstopper, with a new marble-look tiled shower behind glass, a rain head, a wall head and a handheld wand, plus a separate tub. The second bath has new tile on the shower walls and a new tub, and both baths have new quartz tops and new hardware. New flooring runs throughout. Out back is a large screened pool on an oversized deck, then a big fully fenced lawn with a detached workshop for your weekend projects. With a 2-car garage and a low HOA on a quiet street near LEGOLAND and the Chain of Lakes, it's ready to move in. Come see it in person!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5159478
StatusActive
Year Built1995
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMONTEGO PLACE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors
FencingFenced, Vinyl
Other StructuresWorkshop
Lot Size0.24 acres (10,489 sq ft)
Lot FeaturesCity Lot, Level
Road SurfacePaved, Concrete

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Lighting, Outside Bath Access, Screen Enclosure

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$235 / Annually
Senior CommunityNo

Financial Details

List Price$459,000
Annual Taxes$4,487 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262834662422000200

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

From Cypress Gardens Blvd, go south on Hillcrest Dr, turn right onto Lake Roy Dr and follow it to Belmont Dr.

Location

114 BELMONT DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeMLB FREEDOM DESTINATIONS
ListedOctober 15, 2026

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Home Price

$459,000

20% ($91,800)
6.75%

Loan Term

Principal & Interest$2,382
Property Tax (est.)$421
Insurance (est.)$150
Total Monthly$2,952
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $459,000 home in WINTER HAVEN.

🏛️

FHA Loan

$16,065 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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