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$393,129

197 THORNBERRY WAY, PALM COAST, FL 32164

Active12 days on market

Beds

4

Baths

2

Sq Ft

1,700 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

2

About This Property

Under Construction. This beautifully designed home offers exceptional indoor and outdoor living with both a covered front porch and covered rear patio, creating the perfect spaces to relax, entertain, and enjoy the outdoors year-round. Inside, a stunning oversized sliding glass door fills the main living area with natural light and provides a seamless connection between the indoor and outdoor spaces. At the heart of the home, you'll find a gorgeous gourmet kitchen featuring ample workspace, modern finishes, and a thoughtfully designed layout sure to impress any chef. Combined with its open-concept design and inviting living spaces, this home delivers the perfect blend of comfort, style, and everyday functionality. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5159603
StatusActive
Year Built2026
Total Rooms9
ConstructionOther, Stucco
RoofShingle
FoundationBlock, Other, Slab
FacesNorth
SubdivisionCOASTAL GARDENS
CountyFlagler
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Open Floorplan, Other, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.14 acres (6,251 sq ft)
Road SurfaceBrick, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$644 / Annually
Senior CommunityNo

Financial Details

List Price$393,129
Original Price$383,129
FinancingCash, Conventional, FHA, VA Loan
ZoningX
Parcel #0512312755000001160

Directions

From I-95 North, take Exit 284 toward Bunnell and continue on E. Moody Boulevard (FL-100). At the traffic circle, take the first exit onto Town Center Boulevard. Turn left onto Lake Avenue, continue onto Hawthorn Avenue, then turn left onto Thornberry Way. Continue to 197 Thornberry Way, Palm Coast, FL 32164.

Location

197 THORNBERRY WAY, PALM COAST, FL 32164

Listing Information

OfficeAXEN REALTY LLC
ListedOctober 19, 2026

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Home Price

$393,129

20% ($78,626)
6.75%

Loan Term

Principal & Interest$2,040
Property Tax (est.)$360
Insurance (est.)$150
Total Monthly$2,550
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How to Buy This Home

Multiple financing options available for this $393,129 home in PALM COAST.

🏛️

FHA Loan

$13,760 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,656 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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