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$350,000

2725 TERRA CEIA BAY BOULEVARD UNIT 201, PALMETTO, FL 34221

3D Tour
Active2 days on market

Beds

3

Baths

2

Sq Ft

1,486 sq ft

Year Built

1995

Lot Size

1.26 acres

Garage

0

About This Property

The entire unit has been updated in May 2024. New AC Unit just installed in October 2024. New Water Heater installed in December 2024. New flooring - Porcelain tile throughout the entire unit - every closet (no carpet), the kitchen has been fully updated with all new appliances and cupboards, all bedrooms and bathrooms are also updated. The unit is on the second floor - there is an elevator. Please come and see this bay front 3-bedroom 2 bath condo along Terra Ceia Bay with westwardly views. This beautiful condo has an open floor plan which provides lots of space to host your guests or the option for you to work from home. The large kitchen is fully equipped with large cabinets, plenty of counter space to enjoy your morning/afternoon coffee - there is a screened in patio with a washer and dryer with lots of storage space. The condo is just steps from the Boardwalk, Nature Trail, Mangroves, and Tampa Bay views - where you can fish off the 500-foot community pier and watch as dolphins swim and play in the distance. The gated community has numerous amenities, including a golf course, tennis courts, heated pool with changing rooms, water access, waterfront fitness center and access to trails (some amenities require a separate membership). Water is included in the HOA. This unit would be ideal for investors as it provides great rental income. Terra Ceia is conveniently located just minutes to both I-75 and I-275 interstate exchanges providing access to travel to St. Petersburg, Tampa, or Sarasota. This beautiful condo is waiting for you - start enjoying life on the Florida Coast.

Property Overview

Property TypeResidential
Sub TypeCondo - Hotel
MLS #S5159757
StatusActive
Year Built1995
Stories3
Total Rooms3
ConstructionBlock
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionTHE ESTUARIES I
CountyManatee
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo
FlooringLaminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric
SecurityGated Community

Exterior & Lot

ExteriorBalcony, Dog Run, Sidewalk
Lot Size1.26 acres (54,941 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerNone
UtilitiesWater Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$715 / Monthly
Senior CommunityNo

Financial Details

List Price$350,000
Annual Taxes$6,227 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDH
Parcel #2412710507

Schools

ElementaryPalmetto Elementary-MN
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From 41 north (Bradenton to Palmetto) then left on 17th St W., turn right onto 14th Ave W to Gate on your left. Or from I-75 Take exit 224 to merge onto US-301 S, Follow 10th St W, turn right onto 14th Ave W to Gate on your left. From Gate straight on Terra Ceia Bay Blvd, past the fishing pier on the right, you will find the building 2725 on your right (The Estuaries).

Location

2725 TERRA CEIA BAY BOULEVARD UNIT 201, PALMETTO, FL 34221

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 18, 2026

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Home Price

$350,000

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $350,000 home in PALMETTO.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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