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$285,000

188 BLACK SKIMMER LANE, WINTER HAVEN, FL 33880

3D Tour
Active15 days on market

Beds

3

Baths

2

Sq Ft

1,720 sq ft

Year Built

2020

Lot Size

0.20 acres

Garage

2

About This Property

WELCOME HOME! Discover this beautiful single-family home featuring 3 bedrooms, 2 bathrooms, and 1,720 square feet of living space, built in 2020 and located in Winter Haven! Designed with comfort and functionality in mind, this residence showcases a beautiful open floor plan that seamlessly connects the kitchen, dining, and living areas, creating a spacious and inviting atmosphere perfect for everyday living and entertaining. The modern kitchen features elegant granite countertops, stainless steel appliances, and a functional layout that makes meal preparation and gatherings a pleasure. The spacious primary bedroom provides a comfortable retreat, while two additional bedrooms allow flexibility for guests, a home office, or additional living needs. ONE OF THE PROPERTY'S STANDOUT FEATURES IS THE SOLAR PANEL SYSTEM, WHICH WILL BE PAID IN FULL BY THE SELLER AT CLOSING, allowing the new owner to enjoy the potential benefits of lower electricity bills without assuming the existing solar financing. Step outside to your fully fenced, private backyard, an ideal setting for outdoor gatherings, weekend barbecues, pets, or simply relaxing in the Florida sunshine. The property also features a SPACIOUS 2-CAR GARAGE, providing ample room for parking and additional storage. Conveniently situated near shopping, dining, schools, and major roadways, this home combines the appeal of newer construction with everyday convenience. Whether you're searching for a primary residence or an investment opportunity, this property is an excellent choice. Don't miss this fantastic opportunity! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5160316
StatusActive
Year Built2020
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationConcrete Perimeter
FacesEast
SubdivisionLAKE DEER
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCarbon Mono/Detector, Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Room
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sliding Doors
FencingVinyl
Lot Size0.20 acres (8,655 sq ft)
Lot FeaturesLandscaped
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Solar, Sprinkler Recycled, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$54 / Monthly
Senior CommunityNo

Financial Details

List Price$285,000
Original Price$290,000
Annual Taxes$3,156 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252825354615000210

Schools

ElementaryInwood Elem
MiddleWestwood Middle
HighWinter Haven Senior

Directions

From Winter Lake Road (E) turn N onto Spirit Lake Rd. Stay on Spirit Lake Rd until you come to Ave G NW. Turn right onto Avenue G NW. Approximately .4 of a mile turn right onto 35th Street NW. In approximately .3 of a mile turn left onto Avenue C NW. The entrance is on the right.

Location

188 BLACK SKIMMER LANE, WINTER HAVEN, FL 33880

Listing Information

OfficeAMY INTERNATIONAL CORP
ListedOctober 27, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $285,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.

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