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$295,000

3226 MANGROVE POINT DRIVE, RUSKIN, FL 33570

3D Tour
Active795 days on market

Beds

2

Baths

2

Sq Ft

1,184 sq ft

Year Built

2007

Lot Size

0.04 acres

Garage

1

About This Property

Gorgeous move-in ready waterfront townhome, fully furnished, perfect second home or primary residence! This amazing place offers beautiful canal views and the best amenities in the entire area. With lots of natural lighting and 4 private balconies to enjoy your days relaxing by the bay. The kitchen features granite countertops and stainless steel appliances, and it's fully equipped with everything you need! Offering title floors throughout the living spaces and wet areas, newer carpet in the bedrooms, ceiling fans window treatments, and more! This destination resort type of lifestyle offers white sand secluded BEACH, a waterfront restaurant/sports/tiki bar, tennis courts, fitness centers, heated swimming pools, deep water marinas, and dry storage with slip availability. BOATER'S paradise with direct access to the Bay/Gulf - no lifts or bridges. Enjoy this maintenance-free living in paradise and nature until your heart's content! kayak in the River and canals while enjoying dolphin and manatee sightings. This location is approximately 30-45 min from Tampa, St Pete, and Sarasota. Easy drive to all major cities! Call for more information or to schedule your preview appt!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #T3546286
StatusActive
Year Built2007
Stories2
Total Rooms3
ConstructionBlock, Wood Siding
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBAHIA BEACH TWNHMS PH 2
CountyHillsborough
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorOther
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryOther
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk
Lot Size0.04 acres (1,676 sq ft)
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$585 / Monthly
Senior CommunityNo

Financial Details

List Price$295,000
Original Price$399,000
Annual Taxes$8,033 (2023)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321882I00000100013.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

Follow I-75 S to FL-674 W/College Ave in Ruskin. Take exit 240B from I-75 S, Continue on FL-674 W/College Ave to your destination

Location

3226 MANGROVE POINT DRIVE, RUSKIN, FL 33570

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES
ListedAugust 2, 2024

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $295,000 home in RUSKIN.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 18, 2026.

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