$485,000
, LUTZ, FL 33559
Beds
4
Baths
3
Sq Ft
1,911 sq ft
Year Built
2004
Lot Size
0.18 acres
Garage
2
About This Property
POOL HOME in gated Lutz/Pasco County no-CDD community- This 4Bed/3Bath/2Car ranch offers over 1900sf featuring soaring ceilings in the Great Room with views to the inviting Pool and Lanai. The 3-way Split Floor Plan isolates the Primary Suite on one side of the home for ultimate privacy while providing direct views and access to the Lanai and Pool. The Private Sanctuary has 2 Closets and the Ensuite Bathroom offers separate Shower and CornerTub. The Open Floor Plan creates the perfect entertaining flow between the Kitchen, Great Room and Breakfast Area directly accessing the Lanai and Pool area outside. Desirable SR54 location convenient to Prime Outlets and other shopping and restaurant areas as well as access to I-75. Roof was replaced in 2021. A/C was replaced in 2024. Very low annual HOA and no-CDD make this gem a fabulous find.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75 head west on SR56 to SR54 and make a left on Canoe Drive (gated entrance to Indian Lakes) to address on the right.
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$485,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $485,000 home in LUTZ.
🏛️
FHA Loan
$16,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 21, 2026.