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$238,500

1635 N FLORIDA AVENUE, HERNANDO, FL 34442

3D Tour

Active496 days on market

Beds

Baths

Sq Ft

1,404 sq ft

Year Built

1979

Lot Size

0.20 acres

Garage

—

About This Property

Bring your household or small business here. A comfortable home that can also be used for a low traffic business zoned for GNC. Three bedrooms or office areas, living room, family room with fireplace, open and inviting kitchen with casual dining and island bar, front sitting porch for relaxing at the end of the day. LED lighting for efficiency, NO FLOOD ZONE, vaulted ceiling adds volume and warmth, and park-like back yard for your enjoyment and pets. Roof 2014, water heater 2022, windows 2014, newer flooring, well tank 2021, and AC 2007. Well maintained, turn-key, and ready to make yours!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8352479

StatusActive

Year Built1979

Total Rooms5

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionKELLERS SUB

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, Primary Bedroom Main Floor, Window Treatments

FlooringCarpet, Tile

AppliancesRange, Range Hood, Refrigerator

LaundryLaundry Closet

WindowsBlinds

CoolingCentral Air

HeatingCentral, Electric

FireplaceYes ()

Exterior & Lot

ExteriorSidewalk

Lot Size0.20 acres (8,800 sq ft)

Lot Dimensions60 x 150

Lot FeaturesIn County, Level

Road SurfaceAsphalt, Paved

ViewTrees/Woods

Utilities

WaterWell

SewerSeptic Tank

UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$238,500

Annual Taxes$2,307 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningGNC

Parcel #19E18S360030000000130

Schools

ElementaryHernando Elementary

MiddleInverness Middle School

HighCitrus High School

Directions

From intersection of Hwy 44 and Hwy 41 in Inverness, go north on Hwy 41 to home on right.

Location

1635 N FLORIDA AVENUE, HERNANDO, FL 34442

Listing Information

OfficeERA AMERICAN SUNCOAST REALTY

ListedMarch 5, 2025

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Pick a Day

Preferred Time

Home Price

$238,500

Down Payment20% ($47,700)

Interest Rate6.75%

Loan Term

Principal & Interest$1,238

Property Tax (est.)$219

Insurance (est.)$150

Total Monthly$1,606

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Nearby Schools

Elementary School

Hernando Elementary

View on GreatSchools →

Middle School

Inverness Middle School

View on GreatSchools →

High School

Citrus High School

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How to Buy This Home

Multiple financing options available for this $238,500 home in HERNANDO.

🏛️

FHA Loan

$8,348 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,925 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.