Beds
4
Baths
3
Sq Ft
2,262 sq ft
Year Built
2024
Lot Size
0.16 acres
Garage
3
About This Property
Under Construction. The side entryway off the front porch is lined with windows to let in ample natural light. The kitchen greets you with an island with built-in seating and a corner walk-in pantry. The dining area sets the space for the open concept family room that is embraced by a wall of windows. The backyard features an extended covered lanai. The primary bedroom is at the rear of the home and has three large windows overlooking the backyard. Double doors open into the primary bathroom which has dual vanities, garden tub, glass enclosed shower, and two walk-in closets. Three secondary bedrooms each with walk-in closets and two full bathrooms complete the space. The laundry room and drop zone are off the three-car garage.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From downtown Tampa, get on I-275 S across the Sunshine Skyway Bridge. After the bridge take exit 2 for US – 41/US-19 toward Palmetto/Ellenton. Continue on US-41 S for approximately 4 miles, then turn left onto 40th Avenue. Proceed on 40th Avenue, and 37th Avenue East will be on your right. Your destination will be on the left.
Location
3817 109TH STREET EAST, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$574,900
Loan Term
How to Buy This Home
Multiple financing options available for this $574,900 home in PALMETTO.
🏛️
FHA Loan
$20,122 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,745 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.