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$459,900

12431 MONARCH CIRCLE, SEMINOLE, FL 33772

Active553 days on market

Beds

4

Baths

2

Sq Ft

1,630 sq ft

Year Built

1973

Lot Size

0.17 acres

Garage

2

About This Property

This HANDYMAN SPECIAL is perfect for investors or DIY enthusiasts looking to add value. High and Dry NO FLOOD ZONE! The kitchen, dining, and living areas have been beautifully updated, and the rest of the home is ready for your personal touch. The fully remodeled kitchen features new quartz countertops, new cabinets, and new ceramic plank flooring, which extends into the dining and living areas. The home also has a newer gas water heater, an AC unit from 2023, and solar panels with an assumable lease. The roof is 2006. The bathrooms need full remodeling, and the home requires interior and exterior paint. It will also need new doors throughout, and new flooring upstairs in the all the bedrooms and on the staircase. Original awning windows. The solar panels have an assumable lease. This property would make a great rental, with its prime location just five minutes from the beach, in a good school district, and close to shopping. Don't miss the opportunity to make this home into a fantastic rental investment, or an ideal flip, or an excellent primary residence in a good neighborhood.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8368448
StatusActive
Year Built1973
Stories2
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionBOCA CIEGA RIDGE 5TH ADD UNIT ONE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor, Solid Surface Counters
FlooringCarpet, Ceramic Tile
AppliancesRange, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.17 acres (7,614 sq ft)
Lot Dimensions70 x 108
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$459,900
Annual Taxes$5,892 (2024)
FinancingCash, Conventional
ZoningR-2
Parcel #283015097220000410

Directions

From Park Blvd turn north on 125th Street N. Turn right, east, on 82nd Terrace, then left on Monarch Circle. The property is on the right.

Location

12431 MONARCH CIRCLE, SEMINOLE, FL 33772

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedApril 1, 2025

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Home Price

$459,900

20% ($91,980)
6.75%

Loan Term

Principal & Interest$2,386
Property Tax (est.)$422
Insurance (est.)$150
Total Monthly$2,958
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How to Buy This Home

Multiple financing options available for this $459,900 home in SEMINOLE.

🏦

Conventional

$22,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: February 23, 2026.

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