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$3,495,000

1102 MERRY WATER DRIVE, LUTZ, FL 33548

3D Tour
Active469 days on market

Beds

5

Baths

7

Sq Ft

6,783 sq ft

Year Built

2009

Lot Size

1.20 acres

Garage

4

About This Property

Welcome to this breathtaking gated estate in Ladera on Lake Merry Water. Custom designed and built with the finest materials and premium finishes, this spectacular residence offers unparalleled craftsmanship and elegance. Situated on an expansive parcel — over an acre with the inclusion of the adjoining lot — the setting is truly one-of-a-kind. Featuring 6,783 square feet, this exceptional home offers 5 bedrooms, 5 Full bathrooms, 2 Half Bathrooms, a private home office, an elevator and a spacious bonus/game room — everything you need to truly love where you live. From the moment you arrive, you’ll be captivated by the beautifully landscaped grounds and the private gated entry, offering the ultimate in security and privacy. Upon arrival, be welcomed into a world of timeless luxury, where rich wood-paneled walls, a soaring double-height foyer, and a sweeping stair case welcome you. The formal living room captivates with floor-to-ceiling windows, a custom gas fireplace adorned with an exquisite mantle, and a wood-beamed ceiling that exudes refined sophistication and warmth. The formal dining room is a showpiece, highlighted by a custom brick ceiling, a built-in buffet, and a beautifully appointed adjoining wine room. The kitchen is a chef’s masterpiece, outfitted with the finest professional-grade appliances, including Two Sub-Zero refrigerators, Two Sub-Zero freezers, Two dishwashers, a built-in steamer, an additional prep sink, and a professional Wolf gas cooktop featuring six burners, a grill, a griddle, and double ovens. This extraordinary culinary space is complete with a custom marble backsplash, under- and over-cabinet lighting, intricate crown and rope detailing on the cabinetry, a butler’s pantry, a built-in desk area, a reverse osmosis water system, and a large walk-in custom pantry. The first-floor owner's suite is a luxurious sanctuary, featuring rich hickory hardwood floors, a tray ceiling, a private sitting room, and two expansive walk-in closets. The spa-inspired owner's bathroom is equally impressive, offering dual vanities plus a separate sit-down vanity, a jetted soaking tub, an oversized walk-in shower with four shower heads and multiple body sprays, a towel warmer, a bidet, and a large linen closet — every element thoughtfully designed for ultimate comfort and indulgence. The spectacular family room features a striking beamed ceiling, a custom built-in entertainment center, and two sets of sliding glass doors that recess, seamlessly blending indoor and outdoor living while offering unobstructed views of the pool and lake. Upstairs, you’ll find three private bedroom suites, a spacious bonus room, and a home theater that can easily serve as a fifth bedroom. The upstairs bonus room is perfect for entertaining, showcasing custom-designed built-in cabinetry, a mini kitchen complete with a dishwasher, copper sink, and refrigerator, plus two sets of pocketing sliders that open fully to the expansive terrace — perfect for seamless indoor-outdoor gatherings. The outdoor living spaces are truly extraordinary, highlighted by a resort-style pool and spa, an expansive lanai, and multiple seating and lounge areas designed for relaxation and entertainment. The outdoor kitchen , features an Al Fresco grill with a smoker, a refrigerator, and an island with bar seating. Whether hosting intimate gatherings or grand celebrations, this exceptional estate offers endless opportunities for unforgettable entertaining.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8379522
StatusActive
Year Built2009
Stories2
Total Rooms12
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionLADERA
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Coffered Ceiling(s), Crown Molding, Eating Space In Kitchen, Elevator, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
FlooringPorcelain Tile, Travertine, Hardwood
AppliancesBuilt-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air, Zoned
HeatingCentral, Electric
FireplaceYes ()
SecurityGated Community, Security Gate, Security System Owned

Exterior & Lot

ExteriorBalcony, Irrigation System, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
FencingFenced
Lot Size1.20 acres (58,012 sq ft)
Lot Dimensions155.94 x 261.08
Lot FeaturesCul-De-Sac, In County, Oversized Lot
Road SurfacePaved
ViewTrees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water
SpaIn Ground

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Well, Water Connected

Parking

GarageYes (4 spaces)

HOA & Community

HOAYes
HOA Fee$1,860 / Quarterly
Senior CommunityNo

Financial Details

List Price$3,495,000
Original Price$3,975,000
Annual Taxes$28,119 (2024)
ZoningPD
Parcel #U22271895Q00000000102.0

Schools

ElementaryLutz-HB
MiddleBuchanan-HB
HighSteinbrenner High School

Directions

From N. Dale Mabry Highway, east on Van Dyke Road to Ladera entrance on right. Follow circle 3/4 of the way around to Merry Water Drive. Home is at the end of street on cup-de-sac. From 41, west on Crenshaw Lake Road to Van Dyke Road.

Location

1102 MERRY WATER DRIVE, LUTZ, FL 33548

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedApril 29, 2025

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Home Price

$3,495,000

20% ($699,000)
6.75%

Loan Term

Principal & Interest$18,135
Property Tax (est.)$3,204
Insurance (est.)$150
Total Monthly$21,489
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $3,495,000 property in LUTZ. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$349,500 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$524,250 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$699,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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