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$649,000

102 W NORTH BRANCH ROAD, RUSKIN, FL 33570

3D Tour
Active452 days on market

Beds

2

Baths

2

Sq Ft

1,940 sq ft

Year Built

1955

Lot Size

0.61 acres

Garage

—

About This Property

Virtually Staged. If you dream of owning private and pristine Florida waterfront, this property might be for you. Fish the pristine waters of the Little Manatee River or the nearby islands of Cockroach Bay Preserve, at the River's mouth in Southeast Tampa Bay, No HOA or CDDs. This 0.6156-acre parcel is situated at the base of the Ruskin Inlet on the Marsh Branch of the Little Manatee with a straight shot into the main river and out to Tampa Bay and Beyond. The property angles southwesterly 134 feet along the riverfront then 244 feet northerly along the Canal. There is a 7500lb boat lift and dock on the riverfront. On the canal you will discover a timeless boat house with a 25 ft boat slip, fish cleaning station and plenty of space to organize all of your boating, kayaking and fishing gear. Included beyond the boat house lies an approx 85ft bonus vacant buildable canal front parcel. The 2 bd 2 bth block home is designed for maximum entertaining. It has been completely updated over the past 9 months to include a vast new Chef's kitchen with breakfast area, new appliances, new cabinets, granite counters, walk-in pantry, two ovens, and serving window counter space opening to the expansive screened rear covered patio with its own impressive stone barbeque. A trio of informal open plan gathering areas, all with stunning river views, include a living room with a magnificent floor-to-ceiling stone fireplace, an inviting dining area and a bright sunny Florida room, all leading to a screened river-facing front patio and elevated screened deck. The home has storage galore and the floors are covered in tile and beautiful commercial vinyl plank. Conveniently located near US-41 and I-75, making Bradenton, Sarasota, and Tampa an easy drive for shopping, beaches, and restaurants. Schedule a showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8404370
StatusActive
Year Built1955
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringTile, Vinyl
AppliancesBuilt-In Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds, Insulated Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorOutdoor Grill, Private Mailbox, Storage
Other StructuresBoat House, Storage
Lot Size0.61 acres (26,815 sq ft)
Lot Dimensions134 x 244
Lot FeaturesFlood Insurance Required, FloodZone, In County, Oversized Lot, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$649,000
Original Price$975,000
Annual Taxes$4,035 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U123218ZZZ00000109030.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

At US-41, go West on W Shell Point Road to 17th Street. Left on 17th Street. Follow till the fork. Take the Right fork to the end. 102 is at the very end on the Right.

Location

102 W NORTH BRANCH ROAD, RUSKIN, FL 33570

Listing Information

OfficeFATHOM REALTY FL LLC
ListedJuly 11, 2025

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$649,000

20% ($129,800)
6.75%

Loan Term

Principal & Interest$3,368
Property Tax (est.)$595
Insurance (est.)$150
Total Monthly$4,112
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,000 home in RUSKIN.

🏛️

FHA Loan

$22,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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