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$349,990

10665 PENNY GALE LOOP, SAN ANTONIO, FL 33576

3D Tour
Active400 days on market

Beds

3

Baths

2

Sq Ft

1,510 sq ft

Year Built

2022

Lot Size

0.13 acres

Garage

2

About This Property

Short Sale. PRICE IMPROVEMENT! Resort-Style Living at Mirada Lagoon – Short Sale Opportunity! Third Party Approval Required! Don’t miss this incredible opportunity to own a newer, well-maintained home in the highly sought-after Mirada community, home to the largest lagoon in the nation. This inviting 3-bedroom, 2-bathroom residence offers modern comfort and a lifestyle like no other. Step inside to find a bright, open floor plan designed for both relaxation and entertaining. Enjoy a spacious kitchen with contemporary finishes, a welcoming living area, and comfortable bedrooms that provide the perfect retreat at the end of the day. At the heart of the community lies the breathtaking 15-acre Mirada Lagoon, where you can enjoy swimming, kayaking, paddleboarding, and relaxing in the sand year-round. The neighborhood also features scenic walking and biking trails, bird-watching areas, playgrounds, and even a dog park—making it the perfect place to live, work, and play. Additional perks include cable, high-speed internet, and lagoon access included in your HOA fees. Plus, with easy access to I-75, you’re just a short drive from downtown Tampa, shopping, dining, and entertainment. This short sale is a rare chance to live the resort lifestyle at an unbeatable value.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8418713
StatusActive
Year Built2022
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMIRADA PRCL 17-2
CountyPasco
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Smart Home, Walk-In Closet(s)
FlooringCarpet
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.13 acres (5,505 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Sewer Connected, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$130 / Monthly
Senior CommunityNo

Financial Details

List Price$349,990
Original Price$375,000
Annual Taxes$6,407 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #2025150020021000520

Directions

East on 52, Keep Right to stay on 52, Right onto Miranda Blvd, Right onto Setter Palm Rd, Left onto Penny Gale Loop.

Location

10665 PENNY GALE LOOP, SAN ANTONIO, FL 33576

Listing Information

OfficeEXP REALTY LLC
ListedAugust 18, 2025

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Home Price

$349,990

20% ($69,998)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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How to Buy This Home

Multiple financing options available for this $349,990 home in SAN ANTONIO.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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