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$320,000

38708 9TH AVENUE, ZEPHYRHILLS, FL 33542

3D Tour
Active270 days on market

Beds

4

Baths

2

Sq Ft

1,680 sq ft

Year Built

1959

Lot Size

0.19 acres

Garage

About This Property

Beautiful, solid block home located within the city limits of Zephyrhills. Features a split floor plan with 2 bedrooms and 1 bath on each side, perfect for privacy or multi-generational living. Previously a duplex and could easily be converted back for rental income potential. Spacious living room with beautiful wood ceilings, updated flooring, fresh paint, and a formal dining area. New roof 2024 Hot water heater 2025 Cold A/C Fully fenced backyard with storage shed. Corner lot, conveniently located close to schools, shopping, and medical facilities. Located in the Community Redevelopment Area with grants available for qualified home buyers.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8425543
StatusActive
Year Built1959
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCITY ZEPHYRHILLS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringOther, Tile, Vinyl
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
FencingFenced, Wood
Other StructuresShed(s)
Lot Size0.19 acres (8,400 sq ft)
Lot FeaturesCorner Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$320,000
Original Price$350,000
Annual Taxes$1,236 (2024)
FinancingCash, Conventional, FHA
ZoningR2
Parcel #1123210010106000190

Directions

54 W to 12th Street to 9th Ave

Location

38708 9TH AVENUE, ZEPHYRHILLS, FL 33542

Listing Information

OfficeBREWER REALTY
ListedSeptember 8, 2025

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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