$890,000
497 NORMANDY ROAD, MADEIRA BEACH, FL 33708
Beds
7
Baths
4
Sq Ft
1,980 sq ft
Year Built
1953
Lot Size
0.16 acres
Garage
1
About This Property
Waterfront, 5 bedrooms & 3 Bathrooms Beautiful Waterfront Duplex in Prime Madeira Beach Location. This stunning, Block concrete duplex sits on the intercoastal waters of Madeira Beach, complete with its own boat slip. This property features a brand-new roof and has been updated to code, including all permitted work, such as electrical, plumbing, and upgrades. It also includes new kitchens with appliances and updated bathrooms. The duplex offers a three-bedroom, two-bathroom unit on the first floor and a two-bedroom, one-bathroom unit on the second floor, complete with a balcony and gorgeous water views. It’s just a three-minute boat ride to John’s Pass, then you are in the middle of the Gulf of America and walking distance to the most beautiful beaches in the USA, 20 minutes to downtown St. Pete, and only 15-20 minutes away. The property can serve as an income property or a single-family home (five bedrooms, three bathrooms total). The buyer must honor the existing management company’s lease, which has a potential income of around $6,000.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Gulf Blvd turn E to 140th St, turn Right on Island Drive, to Normandy Rd on the corner before the bridge
Location
497 NORMANDY ROAD, MADEIRA BEACH, FL 33708
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$890,000
Loan Term
Financing a Luxury Home
Specialized financing for this $890,000 property in MADEIRA BEACH. Luxury purchases typically require jumbo or portfolio lending.
💎
Jumbo Loan
$89,000 Down
For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.
🎖️
VA Jumbo
$0 Down
VA-eligible borrowers can go above conforming limits with zero down in many cases.
🏦
Portfolio Loan
$133,500 Down
Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.
🔑
Bridge Loan
$178,000 Down
Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.
More Homes in Madeira Beach
More Homes in Madeira Beach
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.