$340,990
4424 ROSE STREET, VALRICO, FL 33596
Beds
3
Baths
2
Sq Ft
1,104 sq ft
Year Built
1990
Lot Size
0.98 acres
Garage
—
About This Property
PRICE IMPROVEMENT – EXCEPTIONAL VALUE! PRICED TO SELL! Opportunities like this are becoming nearly impossible to find in Valrico! Sitting on approximately .98 acres with private river access, this unique property offers the perfect combination of land, flexibility, and future potential—all with NO HOA. Whether you're dreaming of country living, creating a multi-generational retreat, investing in rental income, or simply wanting room for your boats, RVs, trailers, workshop, or animals, this property offers possibilities that are hard to match in today's market. The elevated main residence features 3 bedrooms, 2 bathrooms, spacious living areas, and owned solar panels that help reduce monthly utility costs while adding long-term value. An additional mobile home on the property provides endless opportunities for guest accommodations, storage, rental income, a home office, or your next renovation project. Step outside and enjoy your own private river access, where you can fish, kayak, canoe, or simply unwind while taking in peaceful waterfront views. It's the perfect setting for those seeking space, privacy, and an outdoor lifestyle without sacrificing convenience. Conveniently located just minutes from shopping, restaurants, schools, and major commuter routes, this property combines the tranquility of country living with easy access to everything you need. Schedule your private showing today before someone else takes advantage of this incredible opportunity. BONUS OPPORTUNITY: The adjacent parcel at 4422 Rose is also available for purchase, offering the rare possibility of owning nearly 2 acres with endless potential.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Bloomingdale Ave, head South on Lithia Pinecrest Rd. Turn Left onto Rose Street. Follow the road, property will be on your right.
Location
4424 ROSE STREET, VALRICO, FL 33596
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$340,990
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $340,990 home in VALRICO.
🏛️
FHA Loan
$11,935 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,050 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.