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$1,175,000

208 BATES AVENUE, INDIAN ROCKS BEACH, FL 33785

Active273 days on market

Beds

Baths

Sq Ft

1,724 sq ft

Year Built

1979

Lot Size

0.13 acres

Garage

—

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About This Property

Beautifully elevated 3BR/2BA home in the heart of Indian Rocks Beach, just a short walk to the sand. This block-constructed property is zoned for short-term rentals, offering excellent income potential or a perfect personal retreat. Features include vaulted ceilings, open living space, wraparound balcony, and ample storage below. No HOA, flood-resilient design, and room to customize. Live the beach lifestyle or invest in a proven rental!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8433818

StatusActive

Year Built1979

Stories2

Total Rooms4

ConstructionBlock

RoofShingle

FoundationSlab

FacesWest

SubdivisionBAHIA VISTA SUB

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringCeramic Tile

AppliancesDishwasher

LaundryLaundry Closet

CoolingCentral Air

HeatingElectric

Exterior & Lot

ExteriorBalcony, Sliding Doors, Storage

Lot Size0.13 acres (5,715 sq ft)

Lot Dimensions62 x 93

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$1,175,000

Original Price$1,250,000

Annual Taxes$14,442 (2024)

Parcel #123014023940000970

Schools

ElementaryAnona Elementary-PN

MiddleSeminole Middle-PN

HighSeminole High-PN

Directions

From Walsingham, make a right on Gulf Blvd, a right on 7th ave N, a left on 1st st and a right on Bates Ave.

Location

208 BATES AVENUE, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeKELLER WILLIAMS TAMPA CENTRAL

ListedOctober 8, 2025

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Home Price

$1,175,000

Down Payment20% ($235,000)

Interest Rate6.75%

Loan Term

Principal & Interest$6,097

Property Tax (est.)$1,077

Insurance (est.)$150

Total Monthly$7,324

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Nearby Schools

Elementary School

Anona Elementary-PN

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Middle School

Seminole Middle-PN

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High School

Seminole High-PN

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Financing a Luxury Home

Specialized financing for this $1,175,000 property in INDIAN ROCKS BEACH. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$117,500 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$176,250 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$235,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.