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$199,999

800 COVE CAY DRIVE UNIT 4F, CLEARWATER, FL 33760

3D Tour
Active359 days on market

Beds

2

Baths

2

Sq Ft

960 sq ft

Year Built

1989

Lot Size

—

Garage

—

About This Property

Welcome to this Cove Cay condo featuring a large screened balcony overlooking the 9th hole of the Cove Cay Golf Course. This 2 Bedroom, 2 Bathroom Condo can be sold furnished or unfurnished. Enjoy a beautifully renovated kitchen and laundry in unit! Access to a private village pool, hot tub, fitness center and 2 restaurants all within a gated community. Close to beaches, shopping, and dining. Reach out to schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8434131
StatusActive
Year Built1989
Stories7
Total Rooms6
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionCOVE CAY VILLAGE III
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom
FlooringCeramic Tile, Luxury Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security Gate

Exterior & Lot

ExteriorAwning(s), Balcony, Sliding Doors
Road SurfaceAsphalt, Paved
ViewGolf Course
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$199,999
Original Price$230,000
Annual Taxes$3,367 (2024)
FinancingAssumable, Cash, Conventional, FHA
Parcel #292916187080010460

Directions

US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd and make a U turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop a guard gate for pass. Park in yellow curb visitor spaces only!

Location

800 COVE CAY DRIVE UNIT 4F, CLEARWATER, FL 33760

Listing Information

OfficeHOMEFRONT REALTY
ListedOctober 3, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,999

20% ($40,000)
6.75%

Loan Term

Principal & Interest$1,038
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,371
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How to Buy This Home

Multiple financing options available for this $199,999 home in CLEARWATER.

🏛️

FHA Loan

$7,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$10,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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