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$680,000

240 SAND KEY ESTATES DRIVE UNIT 257, CLEARWATER, FL 33767

3D Tour
Active344 days on market

Beds

2

Baths

2

Sq Ft

1,100 sq ft

Year Built

1983

Lot Size

1100.00 acres

Garage

—

About This Property

NO STORM DAMAGE!! Beautiful Sand Key Estates waterfront condo that looks out over the Intracoastal & Gulf Beaches in Clearwater Florida is the perfect home to bring your boat, family & friends to enjoy everything Florida has to offer. Every room has full view glass sliding doors to access the large screened porch. The kitchen, dining & living area all overlook the water while you enjoy the upgraded appliances, very attractive solid wood cabinets, & solid surface counter tops. Condo has upgraded, beautiful bamboo flooring thru-out, with ceramic tile flooring in both large baths. The Master bedroom suite is great, looking out over the pretty views, & walks out to the large patio. Master bath is really stunning with designer tile in the big walk-in shower & waterfall custom shower head, plus the terrific custom double sink bath vanity with granite counter top. The design of the split bedrooms & split bathrooms allows for privacy, yet gives guest room the terrific views for your family & friends that visit. Bath 2 has a designer, solid wood cabinet with granite counter top plus a great tiled tub area that everyone will enjoy. The Condo has a spacious "in house" laundry room that includes the washer and dryer plus lots of built in storage. The Harborage II Condo's offer tons of features that include tennis, pickleball, heated pool, fishing pier, outside grills & picnic area & lots more! You are just a short distance away from Sand Key's beautiful beaches. This Condo includes the biggest boat slip in the development that allows you to bring the boat of your choice to enjoy. Your privacy and security are totally protected with the guard station and a totally secure neighborhood. This Condo Owner has maintained the quality and design of a home that offers you a beautiful property in one of Florida's most prestigious waterfront development that also has a financially secure Homeowners account to handle all emergencies and ongoing maintanence. This is an outstanding Condo location & well managed.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8438658
StatusActive
Year Built1983
Stories8
Total Rooms8
ConstructionBlock, Concrete, Wood Frame
RoofTile
FoundationBlock, Slab
FacesWest
SubdivisionHARBORAGE II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringBamboo, Ceramic Tile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security Lights, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Outdoor Shower, Sidewalk, Sliding Doors, Storage
Other StructuresOutdoor Kitchen, Storage, Tennis Court(s)
Lot Size1100.00 acres (1,100 sq ft)
Lot FeaturesLandscaped
Road SurfaceAsphalt
ViewTennis Court, Water
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Private, Sewer Connected, Sprinkler Meter, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$974 / Monthly
Senior CommunityNo

Financial Details

List Price$680,000
Annual Taxes$8,333 (2024)
Parcel #302915356320002570

Directions

From Gulf Blvd in Clearwater, go East on Sand Key Estates Drive Check in with the Guard tower & follow street around to Harbourage II. Park in the Guest Parking area. Find the key in the lock box in the Lobby for #257, on 6th floor.

Location

240 SAND KEY ESTATES DRIVE UNIT 257, CLEARWATER, FL 33767

Listing Information

OfficeOLYMPIC REALTY SERVICES LLC
ListedOctober 27, 2025

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Home Price

$680,000

20% ($136,000)
6.75%

Loan Term

Principal & Interest$3,528
Property Tax (est.)$623
Insurance (est.)$150
Total Monthly$4,302
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How to Buy This Home

Multiple financing options available for this $680,000 home in CLEARWATER.

🏛️

FHA Loan

$23,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 23, 2026.

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