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$519,000

1218 SE 4TH AVENUE, CRYSTAL RIVER, FL 34429

3D Tour

Active237 days on market

Beds

Baths

Sq Ft

1,964 sq ft

Year Built

1979

Lot Size

0.18 acres

Garage

About This Property

Discover a rare opportunity to own a piece of "Old Florida" paradise in the heart of Crystal River. Nestled on the crystal-clear, spring-fed waters of PRETTY SPRINGS—sourced directly from the world-famous THREE SISTERS SPRINGS—this exceptional property offers an unparalleled waterfront lifestyle. Boasting OVER 80 FEET OF PRIME DEEP-WATER FRONTAGE, avid boaters will enjoy SEAMLESS, UNRESTRICTED ACCESS TO KINGS BAY AND THE GULF OF MEXICO, making it ideal for LARGE CENTER CONSOLES, BAY BOATS, CATS, AND FLATS all you maritime explorers. Imagine a daily routine where world-class scalloping, fishing, and viewing manatees or dolphins happen right from your backyard. HEIGHT RESTRICTIONS IS 12' AT LOW TIDE 9' AT HIGH TIDE, WITH AN AVG DEPTH OF 7' FEET IN THE CANAL. The property features a beautifully modernized, turn-key 3-BEDROOM, 2-BATHROOM RESIDENCE that has been thoughtfully redesigned to blend contemporary coastal comfort with structural resilience. Upgrades include BRAND-NEW LUXURY VINYL PLANK (LVP) FLOORING, a bright open-concept layout, a cozy wood-burning fireplace, and a GOURMET KITCHEN equipped with BRAND-NEW STAINLESS STEEL APPLIANCES, premium countertops, and a center island designed for effortless entertaining. A highlight of the home is the FULLY HEATED AND COOLED FLORIDA ROOM, complete with skylights, and panoramic, unobstructed vistas of Florida sunrises and sunsets over the water. For ultimate peace of mind and energy efficiency, the home is outfitted with FULL HURRICANE-IMPACT WINDOWS AND DOORS. For buyers looking to create a bespoke luxury estate, this premium location offers an incredible footprint. Capitalize on the pristine lot and CUSTOM BUILD AN ELEVATED, CONTEMPORARY COASTAL HOME tailored to your exact specifications. Enjoy true property freedom with ZERO HOA OR CDD FEES. This property uniquely qualifies for VA FINANCING OR USDA ZERO DOWN PROGRAMS for eligible buyers. SHOWINGS ARE AVAILABLE BY APPOINTMENT ONLY. Experience the ultimate Crystal River lifestyle before it is gone. SHOWINGS BY APPOINTMENT ONLY. Buyer and Buyer’s Agent are responsible for conducting all due diligence and independently verifying all information, including square footage, lot lines, and zoning restrictions. All information is deemed reliable but not guaranteed.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8439483

StatusActive

Year Built1979

Stories1

Total Rooms9

ConstructionBlock

RoofShingle

FoundationSlab

FacesWest

SubdivisionPRETTY SPGS

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Solid Wood Cabinets, Stone Counters, Thermostat

FlooringLuxury Vinyl

AppliancesDishwasher, Freezer, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorLighting

Lot Size0.18 acres (7,965 sq ft)

Lot Dimensions80 x 100

Lot FeaturesCleared, Flood Insurance Required, In County, Near Golf Course, Near Marina, Oversized Lot

Road SurfacePaved, Asphalt

ViewGarden, Water

Waterfront

WaterfrontYes

FeaturesCanal - Saltwater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$519,000

Original Price$639,000

Annual Taxes$2,183 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningRW

Parcel #17E18S280150000000280

Directions

W Fort Island Trail. Take Three Sisters Springs Trail to SE 4th Ave 2 min (0.6 mi) Turn left onto W Fort Island Trail ? 0.2 mi Turn right onto Three Sisters Springs Trail ? 0.2 mi Turn left onto SE Paradise Point Rd ? 0.1 mi Turn right onto SE 4th Ave ? Destination will be on the left

Location

1218 SE 4TH AVENUE, CRYSTAL RIVER, FL 34429

Listing Information

OfficeLPT REALTY, LLC

ListedOctober 22, 2025

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Pick a Day

Preferred Time

Home Price

$519,000

Down Payment20% ($103,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,693

Property Tax (est.)$476

Insurance (est.)$150

Total Monthly$3,319

Full Calculator →

How to Buy This Home

Multiple financing options available for this $519,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$18,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.