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$749,900

121 MYRTLE RIDGE ROAD, LUTZ, FL 33549

Active259 days on market

Beds

Baths

Sq Ft

3,220 sq ft

Year Built

2001

Lot Size

0.47 acres

Garage

View Virtual Tour

About This Property

Your LUTZ Oasis awaits! Salt water POOL/SPA home on CONSERVATION. 5 Bed, 3 Bath (5th bedroom can be used as office / flex space). 3,220 SF home on almost .5 acre! Private backyard retreat includes large pergola with swing and pavered fire pit area. Lots of updates - 2024 Roof (10 year warranty), 2024 Water Softener, 2024 LVP flooring, 2024 interior paint, 2025 salt water cell for pool, 2026 Well Tank. One A/C replaced in 2025 (10 year warranty, maintenance contract), other unit inspected and in good condition. Large kitchen with plenty of bar space features stainless steel appliances (2025 refrigerator), natural gas stove, island with power (not pictured), wine cooler, built-in wine rack, recessed and pendant lighting. Single story and no carpet! Granite counters in all bathrooms, double vanities in Master and Guest bathroom. Washer and dryer stay in the laundry room with utility sink. 3-car garage with storage shelves and bonus refrigerator. Pavered porch and entrance way, double entry doors with leaded glass, crown molding, irrigation system, white vinyl fence with two gates, gutters, pool/spa heater, mature oaks and landscaping. Escape the congestion in beautiful Lutz with easy access to I-275, Carrollwood, USF, and more. Full Pier System remediated sinkhole (2016) with lifetime warranty, inspected in 2024 to confirm the work remains sound and there were no new concerns. All reports and warranty attached.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8441205

StatusActive

Year Built2001

Total Rooms4

ConstructionStucco, Block

RoofShingle

FoundationSlab

FacesNorth

SubdivisionMANOR OAKS SUBDIVISION

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments

FlooringCeramic Tile, Luxury Vinyl

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Water Softener, Wine Refrigerator

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

WindowsBlinds, Drapes, Rods, Window Treatments

CoolingCentral Air

HeatingCentral, Electric, Heat Pump

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Irrigation System

FencingVinyl, Fenced

Lot Size0.47 acres (20,412 sq ft)

Lot Dimensions126 x 162

Lot FeaturesGreenbelt, Landscaped, Oversized Lot, Conservation Area, Sidewalk, Street Dead-End

Road SurfacePaved, Asphalt

ViewPark/Greenbelt, Pool, Trees/Woods

Pool & Spa

Private PoolYes

Pool FeaturesHeated, In Ground, Salt Water, Screen Enclosure, Gunite

SpaHeated, In Ground

Utilities

WaterPrivate, Well

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Private, Public, Street Lights, Underground Utilities

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes

HOA Fee$150 / Annually

Senior CommunityNo

Financial Details

List Price$749,900

Original Price$799,000

Annual Taxes$9,830 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningRSC-2

Parcel #U2427180LJ00000000027.0

Schools

ElementaryManiscalco-HB

MiddleLiberty-HB

HighFreedom-HB

Directions

North on US41, East on Myrtle Ridge Road

Location

121 MYRTLE RIDGE ROAD, LUTZ, FL 33549

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedOctober 23, 2025

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$749,900

Down Payment20% ($149,980)

Interest Rate6.75%

Loan Term

Principal & Interest$3,891

Property Tax (est.)$687

Insurance (est.)$150

Total Monthly$4,728

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Nearby Schools

Elementary School

Maniscalco-HB

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Middle School

Liberty-HB

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High School

Freedom-HB

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How to Buy This Home

Multiple financing options available for this $749,900 home in LUTZ.

🏛️

FHA Loan

$26,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.