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$815,000

2925 TERRA CEIA BAY BOULEVARD UNIT 2802, PALMETTO, FL 34221

3D Tour
Active333 days on market

Beds

3

Baths

2

Sq Ft

2,306 sq ft

Year Built

2007

Lot Size

1.76 acres

Garage

,

About This Property

WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8443955
StatusActive
Year Built2007
Stories9
Total Rooms10
ConstructionBlock, Concrete, Stucco
RoofBuilt-Up, Concrete, Membrane
FoundationConcrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
FacesEast
SubdivisionBAY CLUB PH II
CountyManatee
OwnershipCondominium

Interior Features

InteriorAccessibility Features, Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Engineered Hardwood
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsShutters, Storm Window(s)
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Fencing/Lighting/Alarms, Security Gate, Security Lights, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Courtyard, Fire Pit, Irrigation System, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
FencingFenced
Other StructuresCabana, Storage, Tennis Court(s)
Lot Size1.76 acres (76,884 sq ft)
Lot FeaturesCleared, Landscaped, On Golf Course, Private, Sidewalk
Road SurfacePaved, Asphalt, Concrete
ViewGolf Course, Pool, Trees/Woods, Water

Pool & Spa

Private PoolNo
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesGulf/Ocean Front, Waterfront, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$815,000
Original Price$839,000
Annual Taxes$8,532 (2024)
FinancingCash, Conventional, VA Loan
ZoningPDH
Parcel #2412722109

Directions

From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay community and enter through the Guest Entrance. Follow the road all the way to the end, and you’ll see Bay Club (Building 2925) on the right. Please park in the Guest Parking located in front of the building.

Location

2925 TERRA CEIA BAY BOULEVARD UNIT 2802, PALMETTO, FL 34221

Listing Information

OfficeREAL BROKER, LLC
ListedNovember 20, 2025

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Home Price

$815,000

20% ($163,000)
6.75%

Loan Term

Principal & Interest$4,229
Property Tax (est.)$747
Insurance (est.)$150
Total Monthly$5,126
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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