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$32,820

3105 W BAY TO BAY BOULEVARD, TAMPA, FL 33629

3D Tour

Active204 days on market

Beds

—

Baths

Sq Ft

1,094 sq ft

Year Built

1925

Lot Size

0.46 acres

Garage

—

About This Property

Palma Ceia – Boutique Retail Space – Currently occupied by a photography studio – High ceilings – Large display windows – Available w/ 30 days’ notice – shown by appointment. This is a sublease of a master lease for the property.

Property Overview

Property TypeCommercial Lease

Sub TypeRetail

MLS #TB8444084

StatusActive

Year Built1925

ConstructionBlock, Stucco

RoofBuilt-Up

FoundationSlab

SubdivisionPALMA CEIA PARK

CountyHillsborough

Interior Features

FlooringCeramic Tile, Other

WindowsDisplay Window(s)

CoolingCentral Air

HeatingCentral

Exterior & Lot

Lot Size0.46 acres (20,000 sq ft)

Lot FeaturesCorner Lot, City Lot, Landscaped, Near Public Transit, Neighbourhood, Shopping Center, Sidewalk, Street Lights

Road SurfacePaved, Concrete

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Capable, Electricity Available, Phone Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$32,820

Annual Taxes$39,981 (2024)

ZoningCI

Parcel #A3429183U400005500017.0

Directions

Bay to Bay East 1/2 mile from Dale Mabry to NW corner of MacDill and Bay to Bay or Bayshore Boulevard to Bay to Bay (U) 1 block to property at NW corner of Bay to Bay and MacDill.

Location

3105 W BAY TO BAY BOULEVARD, TAMPA, FL 33629

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE

ListedDecember 1, 2025

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Pick a Day

Preferred Time

Home Price

$32,820

Down Payment20% ($6,564)

Interest Rate6.75%

Loan Term

Principal & Interest$170

Property Tax (est.)$30

Insurance (est.)$150

Total Monthly$350

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How to Buy This Home

Multiple financing options available for this $32,820 home in TAMPA.

🏛️

FHA Loan

$1,149 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$1,641 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 25, 2026.