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$264,900

10414 RICHARDSON STREET, GIBSONTON, FL 33534

3D Tour
Active308 days on market

Beds

3

Baths

1

Sq Ft

1,100 sq ft

Year Built

1959

Lot Size

0.16 acres

Garage

—

About This Property

If you’ve been dreaming of owning your first home, this cozy property is ready to make that dream come true. SELLER OFFERING UP TO 10K TOWARDS BUYERS CLOSING COSTS! NEW ROOF, NEW WATER HEATER, BRAND- NEW APPLIANCES (not pictured), NO HOA, NO FLOOD ZONE, NO CDD. Step inside to find a bright, updated kitchen with BRAND- NEW APPLIANCES (not pictured), offering the perfect space to cook, gather, and make memories. Enjoy the outdoors on the spacious back patio — ideal for relaxing evenings, weekend barbecues, or quiet mornings with your coffee. The home’s inviting layout and comfortable feel make it a wonderful place to start your next chapter. Affordable, charming, and move-in ready — this home is waiting for you. Come see it in person and make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8445410
StatusActive
Year Built1959
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionFLORIDA GARDEN LANDS REV M
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorOther, Thermostat
FlooringOther, Vinyl
AppliancesMicrowave, Range, Range Hood, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingNone

Exterior & Lot

ExteriorOther
Lot Size0.16 acres (7,000 sq ft)
Road SurfaceOther
0

Utilities

WaterPublic
SewerSeptic Tank, Other
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$264,900
Original Price$279,000
Annual Taxes$2,013 (2024)
FinancingCash, Conventional, FHA
ZoningRSC-6
Parcel #U2530191RR00000000021.7

Directions

turn right ton to thrum

Location

10414 RICHARDSON STREET, GIBSONTON, FL 33534

Listing Information

OfficeEXP REALTY LLC
ListedNovember 6, 2025

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Home Price

$264,900

20% ($52,980)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,767
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How to Buy This Home

Multiple financing options available for this $264,900 home in GIBSONTON.

🏛️

FHA Loan

$9,272 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$13,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 24, 2026.

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