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$410,000

3818 BISCAY PLACE, LAND O LAKES, FL 34639

3D Tour
Active287 days on market

Beds

3

Baths

2

Sq Ft

1,880 sq ft

Year Built

1989

Lot Size

0.25 acres

Garage

2

About This Property

*****Sellers Motivated*****Welcome home to this inviting gem in the heart of Lake Padgett Estates, one of Land O'Lakes most sought-after communities. Situated on a spacious .25-acre lot, the property features a fully fenced backyard ideal for pets, entertaining, or simply enjoying your own private outdoor space. Step inside to discover an inviting split layout filled with natural light, neutral tones, and classy finishes. The home chef will adore the updated kitchen with newer granite counters, soaring white cabinets and stainless steel appliances. Enjoy the cozy space for casual dining that flows openly into the family room, creating a warm, welcoming space where everyone can gather. Work from home with ease in a private office designed for focus and inspiration. Wait! There's more, check out the sunroom which extends your living space with large windows that frame peaceful backyard views. Indulge in the privacy of the cozy screened-in porch off of the primary suite, a personal retreat perfect for morning coffee or quiet evenings under the stars. A newer Roof (2023) and A/C provide peace of mind, making this home move-in ready with the big updates already completed. With its versatile office space, sunlit interiors, and private outdoor oasis with shed, and oversized garage this home caters to every sense and lifestyle whether you work from home, entertain, or simply crave peaceful living. Lake Padgett Estates offers resort-style amenities, including large community pool, clubhouse with fitness room, tennis and basketball courts, racquetball, jogging track, playground, dog park, and picnic areas. With Low HOA and No CDD, you'll enjoy all the benefits of an active lifestyle at a great value. Conveniently located near shopping, dining, schools, and major highways, this home delivers the perfect balance of comfort, space, and community. Schedule your private showing today. *****Also listed for rent $2200*****

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8446089
StatusActive
Year Built1989
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE PADGETT ESTATES EAST
CountyPasco
OwnershipFee Simple

Interior Features

InteriorSplit Bedroom, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors
Other StructuresShed(s)
Lot Size0.25 acres (10,800 sq ft)
Lot Dimensions90 x 120
Lot FeaturesLevel
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Monthly
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$445,000
Annual Taxes$1,597 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR2
Parcel #192620002.0000.00160.0

Schools

ElementaryPine View Elementary-PO
MiddlePine View Middle-PO
HighLand O' Lakes High-PO

Directions

SR 56 to Collier Pkwy to RIght on Parkway Blvd to Right on Forest View Dr to RIght on Biscay Pl to Property on Right.

Location

3818 BISCAY PLACE, LAND O LAKES, FL 34639

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES
ListedNovember 7, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $410,000 home in LAND O LAKES.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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