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$543,000

3711 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

3D Tour
Active287 days on market

Beds

3

Baths

2

Sq Ft

1,311 sq ft

Year Built

1967

Lot Size

0.21 acres

Garage

1

About This Property

BUY DOWN FUNDS AVAILABLE!!! CLEAN 4 POINT AVAILABLE. MOVE RIGHT IN, THIS HOME IS TURN KEY! Experience the perfect blend of coastal charm and modern comfort in this beautifully renovated waterfront home. WATERWAYS of this property has a newer seawall, private dock, and just a SHORT boat ride to open waters. One of the few homes on a LARGE COVE AND DEEP WATER to the Intracoastal Waterways. Most of the homes are on narrow canals. Nearly every major system has been updated, including a complete whole house repipe, HVAC with new ductwork, electrical upgrades and hot water heater. Appliances were installed in 2025, Additional upgrades include flat roofs, fresh exterior paint, newer sewer lines from house to street, PGT IMPACT windows (2020) & sliders (2021), Precision garage door (2022) with a transferable warranty, a fenced side yard (2023) and transferable Termite Warranty. Interior upgrades include flooring, custom cabinetry, vanities, drywall, baseboards, interior doors, hardware & interior paint; All refreshed and thoughtfully designed to create a bright, welcoming space ready for immediate move-in. Additional highlights include elegant leathered granite countertops, intracoastal views from back of house and full length screened porch with a granite bar & pass through windows. The expansive backyard offers endless possibilities and has a large fire pit ideal for entertaining & viewing the glorious sunsets. This waterfront gem is located in a golf-cart-friendly neighborhood, minutes from downtown New Port Richey's Sims Park, shops, restaurants, theater and nightlife. Gulf Harbors hosts concerts, food truck nights, golf cart parades, and other events at the community center & Gulf Harbors park. There's even more at the *private beach (optional membership is available for just $200 per year, adding even more value to this exceptional lifestyle opportunity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8448063
StatusActive
Year Built1967
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSoutheast
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl, Porcelain Tile, Tile
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer
LaundryIn Garage, Laundry Room
WindowsBlinds, ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Dog Run, Private Mailbox, Sliding Doors
Other StructuresKennel/Dog Run
Lot Size0.21 acres (9,252 sq ft)
Lot Dimensions13- x 92
Lot FeaturesCity Lot, In County, Irregular Lot, Landscaped, Near Golf Course, Near Marina, Oversized Lot
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolNo
SpaAbove Ground

Waterfront

WaterfrontYes
FeaturesCanal Front, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Monthly
Senior CommunityNo

Financial Details

List Price$543,000
Original Price$624,999
Annual Taxes$5,030 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #152612002.0050.00020.0

Directions

19 North, Left Into Gulf Harbors, Floramar Terrace

Location

3711 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedNovember 17, 2025

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Home Price

$543,000

20% ($108,600)
6.75%

Loan Term

Principal & Interest$2,818
Property Tax (est.)$498
Insurance (est.)$150
Total Monthly$3,465
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How to Buy This Home

Multiple financing options available for this $543,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$19,005 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,150 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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