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$160,000

12760 INDIAN ROCKS ROAD UNIT 119, LARGO, FL 33774

3D Tour
Active259 days on market

Beds

2

Baths

2

Sq Ft

1,304 sq ft

Year Built

1972

Lot Size

—

Garage

—

About This Property

Turnkey coastal living on Pinellas County's Intracoastal Waterway — this furnished 2-bedroom, 2-bath condo near Indian Rocks Beach offers easy, resort-style living in a top-floor, elevator-access unit inside one of Largo's most sought-after gated waterfront communities, New Atlantis Club, just five minutes from the sand at Indian Rocks Beach. Fully furnished and move-in ready, this rare, larger 1,304-square-foot floor plan offers a split-bedroom layout for privacy, a bright open living and dining area, and a fully renovated kitchen with solid-surface counters and stainless appliances. Recent updates run deep: new flooring throughout, remodeled bathrooms, all-new hurricane-rated windows and sliders with custom shades, a new AC system, and a new hot water tank — meaning the big-ticket items are already done. Both bedrooms are oversized with walk-in closets, and the private screened balcony, accessible from both the living room and primary suite, was fully redone and delivers peaceful, tropical, treetop views. Life here comes with an all-inclusive condo fee covering water, sewer, trash, internet, and cable — a rare low-maintenance setup for waterfront Florida living. The community itself sits directly on the Intracoastal Waterway and offers two pools, a hot tub, a fitness center, tennis and racquetball courts, shuffleboard, a kayak launch, fishing areas, lush tropical grounds, and a clubhouse with a private entrance to Bonner Park. In-unit laundry, a designated parking space, and ample guest parking round out the convenience. Positioned minutes from Largo shopping, dining, and everyday essentials, and just across the bridge to the Gulf beaches of Indian Rocks Beach, this condo works equally well as a winter escape, an investment, or a full-time residence. With low taxes, competitively priced condo insurance, and no HOA increase on the horizon, it's one of the more turnkey opportunities on the Pinellas County waterfront right now. Furnished. Move-in ready. Waterfront community. Minutes to the beach.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8450269
StatusActive
Year Built1972
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionNEW ATLANTIS CLUB CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorElevator
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Courtyard, Outdoor Grill, Sidewalk, Sliding Doors
Other StructuresTennis Court(s)
Road SurfaceAsphalt
ViewCity, Garden, Trees/Woods

Pool & Spa

Private PoolNo
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesWater Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$160,000
Original Price$215,000
Annual Taxes$3,997 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #073015597500011190

Directions

South from West Bay Drive to Indian Rocks Road. New Atlantis Club will be on your right at 12760 Indian Rocks Road. Stay left at the gate. The gate opens automatically from 9AM-5PM. The unit is in the first building on the right on the 4th floor. Elevator access from outside, located at the center of the building. Visitor parking at the front of the building across the resident parking.

Location

12760 INDIAN ROCKS ROAD UNIT 119, LARGO, FL 33774

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedNovember 21, 2025

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Home Price

$160,000

20% ($32,000)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,127
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How to Buy This Home

Multiple financing options available for this $160,000 home in LARGO.

🏛️

FHA Loan

$5,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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