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- 12760 INDIAN ROCKS ROAD UNIT 119
$160,000
12760 INDIAN ROCKS ROAD UNIT 119, LARGO, FL 33774
Beds
2
Baths
2
Sq Ft
1,304 sq ft
Year Built
1972
Lot Size
—
Garage
—
About This Property
Turnkey coastal living on Pinellas County's Intracoastal Waterway — this furnished 2-bedroom, 2-bath condo near Indian Rocks Beach offers easy, resort-style living in a top-floor, elevator-access unit inside one of Largo's most sought-after gated waterfront communities, New Atlantis Club, just five minutes from the sand at Indian Rocks Beach. Fully furnished and move-in ready, this rare, larger 1,304-square-foot floor plan offers a split-bedroom layout for privacy, a bright open living and dining area, and a fully renovated kitchen with solid-surface counters and stainless appliances. Recent updates run deep: new flooring throughout, remodeled bathrooms, all-new hurricane-rated windows and sliders with custom shades, a new AC system, and a new hot water tank — meaning the big-ticket items are already done. Both bedrooms are oversized with walk-in closets, and the private screened balcony, accessible from both the living room and primary suite, was fully redone and delivers peaceful, tropical, treetop views. Life here comes with an all-inclusive condo fee covering water, sewer, trash, internet, and cable — a rare low-maintenance setup for waterfront Florida living. The community itself sits directly on the Intracoastal Waterway and offers two pools, a hot tub, a fitness center, tennis and racquetball courts, shuffleboard, a kayak launch, fishing areas, lush tropical grounds, and a clubhouse with a private entrance to Bonner Park. In-unit laundry, a designated parking space, and ample guest parking round out the convenience. Positioned minutes from Largo shopping, dining, and everyday essentials, and just across the bridge to the Gulf beaches of Indian Rocks Beach, this condo works equally well as a winter escape, an investment, or a full-time residence. With low taxes, competitively priced condo insurance, and no HOA increase on the horizon, it's one of the more turnkey opportunities on the Pinellas County waterfront right now. Furnished. Move-in ready. Waterfront community. Minutes to the beach.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
South from West Bay Drive to Indian Rocks Road. New Atlantis Club will be on your right at 12760 Indian Rocks Road. Stay left at the gate. The gate opens automatically from 9AM-5PM. The unit is in the first building on the right on the 4th floor. Elevator access from outside, located at the center of the building. Visitor parking at the front of the building across the resident parking.
Location
12760 INDIAN ROCKS ROAD UNIT 119, LARGO, FL 33774
Listing Information
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Home Price
$160,000
Loan Term
How to Buy This Home
Multiple financing options available for this $160,000 home in LARGO.
🏛️
FHA Loan
$5,600 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.