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- 45 VINCA STREET
Open House
Saturday, September 5 · 12:00 PM–2:00 PM
$699,900
45 VINCA STREET, HOMOSASSA, FL 34446
Beds
5
Baths
5
Sq Ft
3,801 sq ft
Year Built
2025
Lot Size
0.32 acres
Garage
3
About This Property
One or more photo(s) has been virtually staged. THE SELLER IS OFFERING $ 10,000 TOWARD CLOSING COST. Come and get it before it is gone. This home- a thoughtfully constructed home built by the same builder behind the widely recognized Mexico Beach residence that remained standing after Hurricane Michael. This property reflects a focus on durability, structural integrity, and long- term performance. The ICF (Insulated Concrete Form) luxury home is built for unmatched strength, energy efficiency, low electric costs, and long-term durability—engineered to withstand up to 260-mph winds and equipped with high-impact windows and a metal roof for superior storm protection and lower insurance costs. Hurricane strong, same construction as the last house standing in Mexico Beach. Featuring 5 bedrooms, 5 bathrooms, and a 3-car garage, this spacious residence sits on a desirable corner lot and offers an impressive open floor plan with a large living room, perfect for entertaining. The living area includes a wet bar, a coffee nook, and seamless flow into the kitchen, which showcases a pot filler, abundant cabinetry, and a walk-in pantry. The luxury master suite is thoughtfully designed with his-and-her closets, built-in shelving, and a private washer and dryer hook-up inside the closet for added convenience. The master bathroom offers a spa-like feel with elegant finishes and generous space. Enjoy true Florida living on the oversized lanai, ideal for gatherings, outdoor dining, and relaxing in privacy. Additional features include energy-efficient construction, modern finishes throughout, and a layout perfect for families, hosting, or multi-generational living. With its combination of strength, beauty, and efficiency, this ICF home offers peace of mind and exceptional comfort. Come experience the quality and craftsmanship for yourself—this home is truly built to last. Discover the highly desirable community of SugarMill Woods – Oak Village, where you can enjoy peaceful living with flexibility. Residents have the option to pay the low base HOA fee of just $12.91/month, or choose to upgrade and enjoy full community amenities for an additional fee. Sugar Mill Woods offers a variety of lifestyle amenities, including:Golf course, On-site restaurant, Olympic-size swimming pool, Fitness center ,Tennis and additional recreational facilities ,Beautiful walking areas and well-maintained common spaces Whether you prefer simple, low-cost living or want access to the full resort-style experience, this community gives you the freedom to choose. Oak Village is known for its quiet streets, natural surroundings, and close proximity to shopping, restaurants, and major highways. Close to Tampa and world-class beaches, state parks and bike trails.Virtually staged pictures.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Go down 19 North take a right on W Ponce De Leon Blvd then left on Lone Pine St right on Vinca st.
Location
45 VINCA STREET, HOMOSASSA, FL 34446
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$699,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $699,900 home in HOMOSASSA.
🏛️
FHA Loan
$24,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$34,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.