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$589,000

5457 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active227 days on market

Beds

4

Baths

3

Sq Ft

3,519 sq ft

Year Built

2007

Lot Size

0.28 acres

Garage

3

About This Property

Experience spacious waterfront Florida living in the sought-after Harbour Isles community. Positioned on a premium oversized pond-front homesite, this beautiful residence combines more than 3,500 square feet of living space with privacy, generous indoor and outdoor areas, and a resort-style setting designed for everyday enjoyment. Soaring ceilings, abundant natural light, and elegant crown molding create an impressive first impression. Expansive living areas provide plenty of room for entertaining and relaxing, while a dedicated office or den creates an ideal work-from-home space. Upstairs, the spacious loft provides excellent flexibility as a media room, game room, fitness area, or second family room. At the heart of the home, the updated kitchen features granite countertops, abundant cabinetry, a large center island, built-in wine refrigerator, and newer appliances. Its open connection to the living and dining areas makes it ideal for casual meals and entertaining. The adjoining family room features a custom built-in entertainment center with a modern electric fireplace, creating a stylish and inviting focal point. The spacious primary suite provides a private retreat with generous proportions and a walk-in closet, while the additional bedrooms provide flexibility for family, guests, hobbies, or multigenerational living. Step through the sliding doors to your private outdoor oasis. The screened lanai and sparkling in-ground pool overlook peaceful pond views, creating a beautiful backdrop for morning coffee, sunset swims, weekend gatherings, or simply enjoying Florida's year-round sunshine. The oversized homesite enhances the sense of openness and privacy. Additional highlights include a desirable 3-car garage, generous storage, mature landscaping, quality finishes, and a move-in ready interior. Harbour Isles residents enjoy a clubhouse, fitness center, resort-style community pool, playground, parks, and sports courts. Conveniently located near shopping, dining, marinas, waterfront recreation, Tampa, Brandon, and Gulf beaches. Notable improvements include a roof completed in 2025, updated kitchen with granite countertops and new appliances in 2023, built-in wine refrigerator, water heater replaced in 2021, downstairs tile flooring completed in 2020, custom built-in entertainment center completed in 2020, new laminate flooring upstairs, and a finished garage floor. Spacious, updated, and move-in ready, this exceptional pond-front home combines privacy, premium features, resort-style outdoor living, and an outstanding Apollo Beach location. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8456389
StatusActive
Year Built2007
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionHARBOUR ISLES PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCrown Molding, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDisposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.28 acres (12,323 sq ft)
Lot Dimensions97.8 x 126
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$110 / Monthly
Senior CommunityNo

Financial Details

List Price$589,000
Original Price$645,000
Annual Taxes$8,235 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U33311981P00002300016.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

From I-75 exit to Big Bend Rd going west. Turn left / south onto US-41 S/S Tamiami Trl/N U.S. Hwy 41. Turn left onto Spindle Shell Way. Turn right onto Sandy Shell Dr, Destination will be on the left.

Location

5457 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeDALTON WADE INC
ListedJanuary 5, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$589,000

20% ($117,800)
6.75%

Loan Term

Principal & Interest$3,056
Property Tax (est.)$540
Insurance (est.)$150
Total Monthly$3,746
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $589,000 home in APOLLO BEACH.

🏛️

FHA Loan

$20,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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