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$499,999

11987 106TH AVENUE, SEMINOLE, FL 33778

3D Tour
Active281 days on market

Beds

3

Baths

2

Sq Ft

1,766 sq ft

Year Built

1975

Lot Size

0.14 acres

Garage

2

About This Property

Price ADJUSTED on this amazing updated home - NO Hurricane Damage | NO Flood Insurance | NO HOA fees. Beautifully updated by choice—not necessity—this charming 3-bedroom, 2-bath ranch-style home AND A BONUS ROOM that would make a great game room, office or library. It could even be an extra bedroom if needed. The home also offers a fantastic 2-car garage with storage shelves & workbench area. The home sits approximately 60 above sea level, just a few miles from the Gulf of America. The home features a fully updated kitchen with elegant quartz countertops and new stainless steel appliances, complemented by new luxury vinyl flooring and fresh interior paint throughout. Major systems have been maintained, including a newer roof (5 years), HVAC system, and hot water heater, providing peace of mind for years to come. Additional upgrades include a ventilated garage with solar attic ventilation, enhancing energy efficiency. The fully fenced backyard is designed for low maintenance and maximum enjoyment, offering a private backyard oasis ideal for relaxation and entertaining. Highlights include a screened-in porch and a fully equipped outdoor kitchen, perfect for hosting gatherings year-round. Situated in a beautiful, established neighborhood, this home is conveniently located just minutes from parks, beaches, schools, shopping, and dining. A rare opportunity to own a beautifully maintained home in a desirable coastal area—without the need for flood insurance. Measurements are approximate.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8457176
StatusActive
Year Built1975
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionORANGEWOOD HIGHLANDS 1ST ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Laminate, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Outdoor Grill, Outdoor Kitchen
FencingVinyl
Other StructuresGazebo, Outdoor Kitchen
Lot Size0.14 acres (6,203 sq ft)
Lot Dimensions62 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic, Well
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sprinkler Well

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,999
Original Price$550,000
Annual Taxes$2,248 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #163015647560050040

Schools

ElementaryOakhurst Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

From US 60West from Tampa, Merge onto US19 South. Take exit onto SR-693 South toward St. Pete Beach, 66th Street N. Keep right onto 66th St. N. Go 2.1 miles, Turn Right onto Bryan Dairy Rd. Go approximately 5 miles, turn right onto 119th St. N. Turn Left onto 106th Ave N. 11987 106th Ave N is on the right side.

Location

11987 106TH AVENUE, SEMINOLE, FL 33778

Listing Information

OfficeCENTURY 21 COAST TO COAST
ListedDecember 27, 2025

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Home Price

$499,999

20% ($100,000)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,203
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,999 home in SEMINOLE.

🏛️

FHA Loan

$17,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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