$638,900
13432 LAKE GALLAGHER DRIVE, DOVER, FL 33527
Beds
5
Baths
3
Sq Ft
2,409 sq ft
Year Built
2026
Lot Size
1.77 acres
Garage
3
About This Property
Virtually Staged. The Palm Beach opens into a wide family room that flows straight into the kitchen and dining space, the kind of layout where nobody ends up stranded in another room while dinner comes together and the game is on. Quartz counters stretch far enough to spread an entire holiday meal across them. Stainless Whirlpool appliances, 42 inch wood cabinets topped with crown molding, Moen fixtures, and soft ENERGY STAR lighting all come included rather than upsold. Then there are the five bedrooms. Real ones, each with bright windows and its own closet. The owners suite tucks away at its own end with a soaking tub and separate walk in shower. The other four flex into whatever the buyer needs most: a home office, a studio, a gym, a guest room that stays ready year round. Out back, a covered patio and slow Florida mornings. Out front, a three car garage that finally fits the truck, the trailer, and every bike in the family. 2,409 square feet of brand new construction. Never lived in. Builder warranty. Programmable thermostat, double pane vinyl windows, and a WiFi enabled garage door opener already in place. Waterfront homesites available. Minutes from Brandon shopping and dining with a quick shot into Tampa.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Tampa: -Get on I-275 N -Follow I-4 E to McIntosh Rd. Take exit 14 from I-4 E -Continue on McIntosh Rd. Drive to Hiers Rd
Location
13432 LAKE GALLAGHER DRIVE, DOVER, FL 33527
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$638,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $638,900 home in DOVER.
🏛️
FHA Loan
$22,362 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$31,945 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.