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$489,900

1689 MONTEREY DRIVE, CLEARWATER, FL 33756

3D Tour
Active282 days on market

Beds

3

Baths

2

Sq Ft

1,578 sq ft

Year Built

1981

Lot Size

0.18 acres

Garage

2

About This Property

Price Reduction !!!! "This stunning 3-bedroom, 2-bath single-family home offers 1,578 sq ft of thoughtfully updated living space with a clean, modern contemporary design. Completely move-in ready, the home features a new 2025 roof, new kitchen cabinets with marble countertops, paired with Samsung stainless steel appliances, new luxury vinyl flooring throughout, a freshly painted interior and exterior, and modern light fixtures. The open and airy layout is filled with natural light, creating a welcoming space ideal for both everyday living and entertaining. Spacious bedrooms and updated bathrooms add comfort and functionality, while the attached two-car garage provides added convenience and storage. Step outside to a large, fully vinyl-fenced backyard with a screen porch, ample space for a pool, perfect for outdoor living, entertaining, or future expansion. Located in a quiet residential neighborhood with a single entrance and exit (not gated), this home offers reduced traffic and a more private feel. Just 10 minutes from Clearwater Beach & Downtown ,close to a La Belle shopping plaza with a Publix supermarket, the location combines tranquility with everyday convenience. A rare opportunity to own an updated home in a prime location."

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8459081
StatusActive
Year Built1981
Stories1
Total Rooms6
ConstructionBlock, Brick
RoofShingle
FoundationBlock
FacesEast
SubdivisionMONTEREY GARDENS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Wine Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
WindowsBlinds, ENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Mailbox, Rain Gutters, Sidewalk
Lot Size0.18 acres (7,723 sq ft)
Lot Dimensions89 x 85
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$75 / Annually
Senior CommunityNo

Financial Details

List Price$489,900
Original Price$549,900
Annual Taxes$2,025 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #262915585630000380

Directions

Off Belleair Rd., just past Highland heading west. Turn into Monterey Gardens and turn right. home is the 3rd on the right

Location

1689 MONTEREY DRIVE, CLEARWATER, FL 33756

Listing Information

OfficeYOUR NEIGHBORHOOD REALTY ASSOC
ListedDecember 27, 2025

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Home Price

$489,900

20% ($97,980)
6.75%

Loan Term

Principal & Interest$2,542
Property Tax (est.)$449
Insurance (est.)$150
Total Monthly$3,141
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How to Buy This Home

Multiple financing options available for this $489,900 home in CLEARWATER.

🏛️

FHA Loan

$17,147 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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