$419,900
2137 MALCOLM DRIVE, PALM HARBOR, FL 34684
Beds
2
Baths
2
Sq Ft
1,319 sq ft
Year Built
1978
Lot Size
0.18 acres
Garage
2
About This Property
**Price Improvement** This is the one you’ve been waiting for, WITH 200 EXTRA SF OF SPACE in the bonus room that employs a split to keep it cool and warm when needed. Located in the ever active, Golfcart friendly 55+ Highland Lakes! This MOVE-IN READY gem, offers a seamless blend of sophisticated design comfort and value. Practicality meets peace of mind with a 2021 ROOF, usable well for LOW-COST irrigation, 16-SEER Trane AC, reinforced garage door, JELD-WEN 'tip out' windows, 2018 electric panel/water heater and back room that ADDS 200+ SF OF HEATED AND COOLED SPACE. Enter through the SCREENED front porch to find inside newer vinyl flooring and porcelain tile throughout — absolutely no carpet! The heart of the home has been modified to provide a stunning open-concept kitchen featuring soft-close cabinetry, premium Quartz Berwyn countertops with breakfast bar, complimented by chic tile backsplash, high-end GE Profile appliances in Slate and white cabinetry providing ample storage with a dual-pantry system (kitchen and laundry). Both bathrooms have been beautifully remodeled. The Primary bedroom features an ensuire bath with STEP-IN SHOWER. Enjoy the spacious light-filled Florida room in back that is fully finished with a dedicated AC split, overlooking a private greenbelt with a separate patio. Outside bask in the green space that features lemon, mango, and avocado trees and fragrant Jasmine. Beyond the fairways, this vibrant GOLF CART community offers an unparalleled lifestyle. Residents enjoy a rich tapestry of activities, from competitive play on the tennis, pickleball, and bocce courts to refreshing afternoons by the Olympic-size geothermal heated pool and spa. Life here extends to the water, where you can explore Lake Tarpon on one of two community pontoon boats, including curated lunch excursions to lakeside favorites. Whether you’re honing a craft in the woodworking shop or relaxing at the lakeside lodge, every amenity is designed for your leisure. Buyers may be eligible for Mortgage savings with this purchase, ask Agent.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US 19 N Palm Harbor to east on Alderman, South on Cinnamon Hill to Malcolm; or Highlands Blvd N. to North on Malcolm.
Location
2137 MALCOLM DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$419,900
Loan Term
How to Buy This Home
Multiple financing options available for this $419,900 home in PALM HARBOR.
🏛️
FHA Loan
$14,697 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.