$660,000
2215 TONIWOOD LANE, PALM HARBOR, FL 34685
Beds
4
Baths
3
Sq Ft
2,760 sq ft
Year Built
1981
Lot Size
0.39 acres
Garage
2
About This Property
NO HOA! Custom-Built Pool Home on Large Corner Lot in Tarpon Woods/Ridgemoor Area, a rare find—custom 4BR, 2.5BA, 2CG pool home. Live surrounded by nature with regular deer visits while being minutes to beaches, shopping, dining & airport. Meticulously maintained by long-term owners with major updates: HVAC & ductwork (2024), water heater (2024), knockdown ceilings (2025), Fibertech pool (2024), roof overlay (2023). Open layout features volume ceilings, luxury vinyl plank (no carpet), abundant storage, skylights, & custom closets. The chef’s kitchen boasts solid wood cabinetry with soft-close feature, custom pull-outs, stone counters, huge bar seating for six, induction cooktop, built-in dual ovens & pass-through to lanai. Primary suite offers nature views, remodeled ensuite bath, dual sink vanity, skylight & custom closet. Family room features fireplace, powered shades & sliders to outdoor living. Enjoy a sparkling screened pool & spacious lanai with plenty of dining & lounging space. A true retreat with modern updates, privacy, and no HOA!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From 580, head west. Turn north on E Lake Blvd. Turn right onto Tarpon Woods Blvd, then left onto Toniwood. House is on corner where circle begins.
Location
2215 TONIWOOD LANE, PALM HARBOR, FL 34685
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$660,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $660,000 home in PALM HARBOR.
🏛️
FHA Loan
$23,100 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$33,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.