$142,000
38345 COTTONWOOD PLACE, ZEPHYRHILLS, FL 33542
Beds
2
Baths
2
Sq Ft
1,094 sq ft
Year Built
1987
Lot Size
0.61 acres
Garage
—
About This Property
NEW, NEW, NEW! Brand-new carpet, NEW refrigerator, and a NEW range and dishwasher scheduled for installation October 28, 2026! LESS MAINTENANCE, MORE LIVING! Discover the Florida lifestyle you deserve in Driftwood, a gated 55+ community in the heart of Zephyrhills! This bright 2-bedroom, 2-bath, 1,094 sq. ft. condo features a desirable split-bedroom layout, with the clubhouse and sparkling community pool just a short stroll away! Enjoy a calendar of community activities, opportunities to socialize, and Florida sunshine right outside your door. AND THE BEST PART? Your HOA fee includes WATER, trash, landscaping, roof and exterior maintenance!. Shopping, restaurants, groceries, medical offices, and hospitals are just minutes away. Everything you need, with more time to enjoy what you love! LESS WORRY. MORE FREEDOM. MORE FLORIDA! Note: Updated photos featuring the new appliances will be added soon!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take I-75 North to Exit 279 for FL-54 East toward Zephyrhills.Continue on FL-54 East for approximately 9 miles.Turn right onto Driftwood Drive.Proceed through the gate into Driftwood Zephyrhills 55+ Community. Turn left onto Cottonwood Place, close to the clubhouse, 70 step walking distance approximately, then follow to the property.
Location
38345 COTTONWOOD PLACE, ZEPHYRHILLS, FL 33542
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$142,000
Loan Term
How to Buy This Home
Multiple financing options available for this $142,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$4,970 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$7,100 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.