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$120,000

220 SCOTLAND STREET, DUNEDIN, FL 34698

3D Tour
Active274 days on market

Beds

,

Baths

0

Sq Ft

4,680 sq ft

Year Built

1966

Lot Size

0.31 acres

Garage

,

About This Property

Amazing opportunity in downtown Dunedin. Located in the “Downtown Core”, the possibilities here are endless! The last use was an assisted living facility, but would make a great short-term rental, professional office or retail store. Located right near Edgewater Drive and Main Street…be part of the vibrancy of downtown Dunedin and all the shops and restaurants that come with it. The free-standing, two story building features a gas fireplace and multiple offices and rooms—many with their own bathroom. Featuring 3 central heat/air units and two mini-splits, a generator, gas stove, fire suppression system, security and fire alarm. Charming front porch and rear upper back deck with new stairwell. This property is must see!

Property Overview

Property TypeCommercial Lease
Sub TypeBusiness
MLS #TB8464121
StatusActive
Year Built1966
Stories2
ConstructionWood Frame, Wood Siding
RoofShingle
FoundationPillar/Post/Pier
FacesSouth
SubdivisionWHITMIRES W S
CountyPinellas

Interior Features

FlooringCarpet, Reclaimed Wood
AppliancesRefrigerator
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral Building, Natural Gas
SecurityFire Alarm, Fire Sprinkler System, Security System

Exterior & Lot

Lot Size0.31 acres (13,395 sq ft)
Lot FeaturesCity Lot, Landscaped
Road SurfaceAsphalt
0

Utilities

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$120,000
Annual Taxes$21,497 (2024)
Parcel #342815974520000020

Directions

North on Edgewater to Scotland Street to address.

Location

220 SCOTLAND STREET, DUNEDIN, FL 34698

Listing Information

OfficeENGEL & VOLKERS BELLEAIR
ListedJanuary 13, 2026

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Home Price

$120,000

20% ($24,000)
6.75%

Loan Term

Principal & Interest$623
Property Tax (est.)$110
Insurance (est.)$150
Total Monthly$883
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How to Buy This Home

Multiple financing options available for this $120,000 home in DUNEDIN.

🏛️

FHA Loan

$4,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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