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$445,000

3507 GOLDEN WHEAT LANE, PLANT CITY, FL 33565

3D Tour
Active256 days on market

Beds

4

Baths

3

Sq Ft

2,528 sq ft

Year Built

2023

Lot Size

0.27 acres

Garage

3

About This Property

This home may be eligible for ZERO DOWN financing—contact me for more information! Why wait for new construction when you can own this like-new home today? Located in the highly desirable Farm at Varrea community, this exceptional 4-bedroom, 3-bath residence offers modern living, premium upgrades, and one of the few available 3-car garage floor plans in the neighborhood. Designed with both comfort and functionality in mind, the open-concept layout creates the perfect space for entertaining and everyday living. The chef-inspired kitchen overlooks the spacious living and dining areas, making it easy to stay connected with family and guests. The private primary suite serves as a relaxing retreat, featuring elegant tray ceilings and a spacious en-suite bath. Situated on a premium homesite backing to a peaceful conservation area, you'll enjoy added privacy and serene views with no rear neighbors. The backyard also features irrigation to help maintain a beautiful lawn year-round. The oversized 3-car garage is a rare find and includes upgraded epoxy flooring, offering both durability and a custom finish that enhances the space. Residents of The Farm at Varrea enjoy resort-style amenities, including a sparkling pool, fitness center, playground, dog park, and scenic walking trails. Conveniently located near shopping, dining, schools, and major roadways, this home combines the benefits of new construction without the wait. Opportunities like this don't come along often—a like-new home with a 3-car garage, conservation views, and outstanding community amenities all in one package. Some photos have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8465319
StatusActive
Year Built2023
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionVARREA PH 1
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Stone Counters, Tray Ceiling(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting
Lot Size0.27 acres (11,568 sq ft)
Lot Dimensions55.2 x 209.57
Lot FeaturesConservation Area
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$25 / Quarterly
Senior CommunityNo

Financial Details

List Price$445,000
Original Price$470,000
Annual Taxes$11,554 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #P112822C9D00000000016.0

Directions

Via I-4 take exit 22 for Park Rd. Keep left at the fork and make a left on Park Rd. After the light, make a right on Frontage Rd. Continue for 2 miles, then turn left on Charlie Taylor Rd. In 1.3 miles, turn left onto Brookside Creek Dr, continue through the roundabout, take the 2nd exit, then make a right onto Golden Wheat Ln.

Location

3507 GOLDEN WHEAT LANE, PLANT CITY, FL 33565

Listing Information

OfficeRE/MAX REALTY UNLIMITED
ListedJanuary 16, 2026

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Home Price

$445,000

20% ($89,000)
6.75%

Loan Term

Principal & Interest$2,309
Property Tax (est.)$408
Insurance (est.)$150
Total Monthly$2,867
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How to Buy This Home

Multiple financing options available for this $445,000 home in PLANT CITY.

🏛️

FHA Loan

$15,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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