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$549,000

12 MARINER DRIVE UNIT 12, TARPON SPRINGS, FL 34689

3D Tour
Active230 days on market

Beds

3

Baths

3

Sq Ft

2,980 sq ft

Year Built

1979

Lot Size

Garage

2

About This Property

Virtually Staged. Welcome to refined waterfront living in this exceptional three-bedroom, three-bath townhome-style residence that lives like a single-family home, located in the coveted Mariner Village waterfront community. Offering the privacy and spaciousness of a standalone home with the convenience of MAINTENANCE FREE LIVING, this residence includes exterior maintenance, grounds care, and access to all community amenities, with cable TV, internet, water, sewer, and trash all included - Thoughtfully designed across three levels, the home offers a seamless blend of elegance, comfort, and resort-style living. The main living level showcases an open-concept layout ideal for sophisticated entertaining. The chef’s kitchen is appointed with custom wood soft-close cabinetry, stainless steel appliances, an expansive breakfast bar, and a built-in wine refrigerator. Flowing effortlessly into the living area, you’ll find a corner wood-burning fireplace and walls of glass that open to a private screened lanai, creating an inviting indoor-outdoor ambiance. A beautifully appointed flex space on this level—ideal as a guest suite, executive home office, or library—features pocket sliding doors, custom built-ins, additional storage, and a private en suite bath with walk-in shower, along with direct lanai access. The third floor offers a tranquil retreat. A guest bedroom with water views, generous closet space, and a private bath provides comfort and privacy. The primary suite is a true sanctuary, featuring its own screened balcony, a versatile sitting or office alcove, an expansive walk-in closet, and a spa-inspired en suite bath with an oversized walk-in shower, dual vanities, abundant storage, and a private water closet. The first-floor living space enhances the home’s versatility with an open layout highlighted by a stacked-stone wood-burning fireplace and an elegant wet bar complete with sink, mini refrigerator, and custom cabinetry—ideal for hosting or relaxing. Sliding glass doors lead to an extended brick-paver patio, perfect for alfresco dining and outdoor lounging. This level also includes a dedicated laundry room and a bonus studio or storage space. Additional features include a two-car garage with ample storage, engineered hardwood flooring throughout the upper levels, and beautiful tile flooring on the first floor. Residents of Mariner Village enjoy exclusive access to two clubhouses, resort-style pools, walking trails, tennis courts, and convenient kayak launches, with one located just steps from the residence. Impeccably maintained and truly turn-key, this home offers the ease of maintenance-free living without sacrificing space, privacy, or luxury—an exceptional waterfront lifestyle.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8465438
StatusActive
Year Built1979
Stories3
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionMARINER VILLAGE CLUSTER
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringEngineered Hardwood, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$549,000
Original Price$685,000
Annual Taxes$5,128 (2024)
FinancingCash, Conventional
Parcel #232715553200040120

Schools

ElementarySunset Hills Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

US Hwy 19 to E Klosterman Rd. Head west. Make a right onto Mariner Dr. Go through gate and head left. Make a right onto Mariner Dr and follow to #12, which will be on your left.

Location

12 MARINER DRIVE UNIT 12, TARPON SPRINGS, FL 34689

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM H
ListedJanuary 23, 2026

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Home Price

$549,000

20% ($109,800)
6.75%

Loan Term

Principal & Interest$2,849
Property Tax (est.)$503
Insurance (est.)$150
Total Monthly$3,502
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $549,000 home in TARPON SPRINGS.

🏦

Conventional

$27,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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