$599,900
3723 109TH STREET EAST, PALMETTO, FL 34221
Beds
4
Baths
3
Sq Ft
2,713 sq ft
Year Built
2026
Lot Size
0.17 acres
Garage
2
About This Property
Under Construction. Welcoming entryway is embraced by a private guest suite with full bathroom and ample storage space and French doors that enclose the home office. As you enter the kitchen you will see a large island with built-in seating and a corner walk-in pantry. The dining area is embraced by a corner of windows and provides access to the extended backyard covered lanai. The family room boasts a wood mantel fireplace and ample natural light from the sliding glass door overlooking the backyard. The primary bedroom hosts three large windows. Double doors lead into the primary bathroom which features dual vanities, a freestanding tub, glass enclosed shower, and oversized walk-in closet. Upstairs you are greeted by a game room that overlooks the family room below. Two secondary bedrooms with additional storage and a full bathroom complete the second level. The laundry room is located off of the family room. Two-car garage.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From downtown Tampa, get on I-275 S across the Sunshine Skyway Bridge. After the bridge take exit 2 for US – 41/US-19 toward Palmetto/Ellenton. Continue on US-41 S for approximately 4 miles, then turn left onto 40th Avenue. Proceed on 40th Avenue, and 37th Avenue East will be on your right. Your destination will be on the left.
Location
3723 109TH STREET EAST, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$599,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $599,900 home in PALMETTO.
🏛️
FHA Loan
$20,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.