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$1,249,000

3522 SHORELINE CIRCLE, PALM HARBOR, FL 34684

3D Tour
Active224 days on market

Beds

4

Baths

4

Sq Ft

4,167 sq ft

Year Built

1987

Lot Size

0.36 acres

Garage

3

About This Property

One or more photos were virtually staged. A rare opportunity to own one of Cobb’s Landing most unique properties. On the market for only the second time. A sprawling 4100 square foot home that includes a guest cottage, In-Law Suite or teen space. Countless unique features curated by Architect James H. Lentz. A perfect home for flexible living and a variety of uses. Move-In Ready updated custom quality built executive residence on conservation lot. This flexible home layout includes 4 bedrooms, 4 full bathrooms, 2 kitchens, 2 laundry rooms and a secondary private entrance for completely private multi-generational living or home office. It is two homes in one; the in-law suite has its own front door entrance, garage, laundry room, kitchen, living room, dining room, door to the pool/patio, and bedroom with en suite bathroom, walk in closet and sitting room. RECENT UPDATES: white quartz countertops and workstation sink in the 2nd kitchen; new quartz countertops, sinks, and hardware in primary bathroom; new flooring, vanity, toilet and quartz countertops in the upstairs bathroom and new carpet in three bedrooms. NEW CONCRETE TILE ROOF 2024 (10 year full warranty) Air Conditioner 2025, Water Heaters 2025, 2026, Refrigerator 2026. 4 point inspection and wind mitigation report completed in August. Enjoy the distinctive architecture with soaring twenty-three foot ceilings in the main home featuring large cedar beams and fieldstone with a triple fireplace as a focal point. Buyers should independently verify flood-zone information and insurance requirements. The private primary suite offers French door access to the backyard and screened covered pool and hot tub. Large double head roman-shower, garden tub, water closet and expansive double closet area, new quartz countertops and sinks. Flexible and spacious living area has room for an office, game room and library. Dining area has wide views of pool and conservation woods. The main open kitchen includes tray ceiling, sky lights, granite countertops, expansive island, a walk in pantry and expanded storage. Abundant natural light throughout the property. There is a full guest bathroom on the main floor. Upstairs has two large bedrooms, one with a fireplace, a bathroom with a roman shower, multiple closets and water view of Lake Tarpon. The separated oversized 2 car and 1 car garages provide space for multiple vehicles and additional storage in a loft/attic combination. Other amenities include intercom system, central vacuum, whole house water softener and charcoal filter. Indoor and outdoor living blend effortlessly with Anderson sliding patio and French doors leading to a covered entertainment area, including a large pool and hot tub. Enjoy nature’s beauty inside and out, including deer and other wildlife. Cobb’s Landing offers a marina, fishing dock, playground, basketball and tennis courts, sidewalks, parks, multiple neighborhood events and area schools. This home sits near some of the areas, most desirable destinations, including Innisbrook Golf Course, Tarpon Springs, Downtown Palm Harbor, Dunedin, and Gulf beaches. Square footage based on an independent appraisal report to be verified by buyer. Virtual floor plans and dimensions are approximate.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8467469
StatusActive
Year Built1987
Stories2
Total Rooms7
ConstructionWood Frame
RoofTile
FoundationSlab
FacesNorthwest
SubdivisionSANCTUARY AT COBBS LANDING THE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Central Vacuum, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Parquet, Tile
AppliancesBar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Purifier, Water Softener
LaundryInside, Laundry Room
WindowsBlinds, Shutters
CoolingCentral Air
HeatingElectric
FireplaceYes ()
SecuritySecurity System

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.36 acres (15,878 sq ft)
Lot Dimensions97 x 158
Lot FeaturesConservation Area, Unincorporated
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Deck, Gunite, In Ground, Pool Sweep, Screen Enclosure
SpaHeated

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Well, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$620 / Annually
Senior CommunityNo

Financial Details

List Price$1,249,000
Original Price$1,389,000
Annual Taxes$6,344 (2024)
FinancingCash, Conventional, FHA
ZoningRPD-7.5
Parcel #322716786120000170

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighPalm Harbor Univ High-PN

Directions

US19 North and Alderman Road to Cobb's Landing

Location

3522 SHORELINE CIRCLE, PALM HARBOR, FL 34684

Listing Information

OfficeHOME SOLD REALTY LLC
ListedJanuary 22, 2026

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Home Price

$1,249,000

20% ($249,800)
6.75%

Loan Term

Principal & Interest$6,481
Property Tax (est.)$1,145
Insurance (est.)$150
Total Monthly$7,776
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Nearby Schools

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 23, 2026.

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