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$724,999

9215 CAPTIVA CIRCLE, ST PETE BEACH, FL 33706

3D Tour
Active236 days on market

Beds

3

Baths

3

Sq Ft

2,050 sq ft

Year Built

1996

Lot Size

0.04 acres

Garage

3

About This Property

One of the LOWEST-PRICED waterfront townhomes in southern Pinellas County!  This would be a perfect primary home or second home, walking distance from beautiful white sand beaches. Welcome to this beautiful waterfront townhome in the highly desirable Captiva Cay community. Move-in ready with new flooring throughout, a modern updated kitchen, and stylishly renovated bathrooms — effortless coastal comfort in a quiet North St. Pete Beach setting. Elevated concrete construction. Just a 10-minute walk to the beach. Peace, convenience, and resort-style amenities, perfect for full-time living or a second home retreat. Captiva Cay Community: Recently invested $800,000 in upgrades to common areas and the clubhouse — enhancing long-term value and lifestyle.  Assessments paid and no assessments pending.  Amenities: Fitness center, Lap pool, Waterfront pool, hot tub & clubhouse, Fishing pier & recreational beach area, Beautifully maintained common areas, Low maintenance fees: $470/month — covers cable, internet, water, sewer, landscaping & community amenities. For more information or to schedule a private tour, call today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8467564
StatusActive
Year Built1996
Stories3
Total Rooms3
ConstructionBlock, Vinyl Siding
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCAPTIVA CAY TWNHMS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet, Upper Level
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters
Lot Size0.04 acres (1,533 sq ft)
Road SurfacePaved
ViewPark/Greenbelt, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$470 / Monthly
Senior CommunityNo

Financial Details

List Price$724,999
Original Price$774,900
Annual Taxes$3,842 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #253115133860010080

Directions

Blind Pass Road to Captiva Circle, adjacent to Egan Field

Location

9215 CAPTIVA CIRCLE, ST PETE BEACH, FL 33706

Listing Information

OfficeEZ CHOICE MLS, INC
ListedJanuary 22, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$724,999

20% ($145,000)
6.75%

Loan Term

Principal & Interest$3,762
Property Tax (est.)$665
Insurance (est.)$150
Total Monthly$4,576
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How to Buy This Home

Multiple financing options available for this $724,999 home in ST PETE BEACH.

🏛️

FHA Loan

$25,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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