$383,900
13401 NEPTUNE DRIVE, HUDSON, FL 34667
Beds
3
Baths
2
Sq Ft
1,440 sq ft
Year Built
1963
Lot Size
0.25 acres
Garage
1
About This Property
Waterfront Paradise with Assumable 2.25 Mortgage – Move-In Ready! Discover your dream home in this beautifully remodeled 3-bedroom, 2-bath waterfront retreat, perfectly situated on a direct-access canal to the Gulf of Mexico—no bridges, no delays, just open water in minutes! Step inside to find a bright, open floor plan with modern finishes, luxury tile plank flooring, and a chef’s kitchen featuring quartz countertops, stainless steel appliances, and custom cabinetry. The spacious primary suite offers a spa-like bath and serene water views, while the split-bedroom layout ensures privacy for guests. Outside, enjoy your own private dock—ideal for boating, fishing, or simply soaking in the sunsets. The backyard is perfect for entertaining, with plenty of space for a pool or outdoor kitchen. Best of all, this home comes with an assumable mortgage at an incredible 2.25 interest rate, offering huge savings in today’s market. ?? Key Features: 3 Bedrooms | 2 Bathrooms | Fully Remodeled Direct Gulf Access Canal – No Bridges Private Dock & Waterfront Views Assumable 2.25 Mortgage Open-Concept Living with Modern Upgrades This is more than a home—it’s a lifestyle. Schedule your private showing today and start living the waterfront dream!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
FROM THE NORTH ON 19 MAKE A RIGHT ON SALTWATER AND TRAVEL APPROX 1/4 MILE TO A RIGHT ON NEPTUNE DR. HOUSE IS ON THE LEFT. FROM THE SOUTH TURN LEFT ON SALTWATER AND TRAVEL ABOUT 1/4 MILE TOA RIGHT ON NEPTUNE DR
Location
13401 NEPTUNE DRIVE, HUDSON, FL 34667
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$383,900
Loan Term
How to Buy This Home
Multiple financing options available for this $383,900 home in HUDSON.
🏛️
FHA Loan
$13,437 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,195 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.