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$180,000

455 ALT 19 S UNIT 42 & 46, PALM HARBOR, FL 34683

3D Tour
Active228 days on market

Beds

2

Baths

2

Sq Ft

1,410 sq ft

Year Built

1985

Lot Size

—

Garage

—

About This Property

Looking for a 2-bed, 2-bath condo under $250k in Palm Harbor with investment potential and access to top local attractions? This rare multi-unit opportunity at Harbor Club gives you the entire floor to yourself two units for one price, totaling 1,410 sq ft of flexible living space. Whether you're looking to live in one and rent the other, create a private guest suite, or enjoy a spacious setup for multi-generational living, this one checks all the boxes. The updated kitchen and newer AC make it move-in ready, while the pet-friendly community offers unbeatable amenities: two swimming pools, a hot tub, tennis, pickleball, and basketball courts, plus picnic areas and walking paths. You're just one block from Honeymoon Island and the Dunedin Causeway, steps to the 47-mile Pinellas Trail, and minutes to downtown Palm Harbor, Dunedin, and Tarpon Springs. HOA covers water, sewer, trash, and exterior upkeep making life here both convenient and low-maintenance. If you’ve been searching for a condo near the beach with great amenities, pet-friendly vibes, and rental flexibility under $250k, this one’s a standout.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8468572
StatusActive
Year Built1985
Stories2
Total Rooms8
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionHARBOR CLUB CONDO
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Split Bedroom, Thermostat
FlooringCarpet
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator
LaundryElectric Dryer Hookup, In Kitchen, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
WindowsBlinds, Shades
CoolingCentral Air, Mini-Split Unit(s)
HeatingBaseboard, Central, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Rain Gutters
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$888 / Monthly
Senior CommunityNo

Financial Details

List Price$180,000
Original Price$245,000
Annual Taxes$3,857 (2024)
FinancingCash, Conventional
Parcel #112815358530030420

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

onto FL-584 / Hillsborough Rd heading West, Continue straight onto Tampa Rd Turn left onto Palm Harbor Blvd /US-19 ALT S for about (0.2 mi) Make a right unto Harbor Club Community. Go straight through the entrance turn left and continue unto you reach building C. Your destination 455 US-19 ALT #42 Palm Harbor, FL 34683 will be located to your right.

Location

455 ALT 19 S UNIT 42 & 46, PALM HARBOR, FL 34683

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedFebruary 15, 2026

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Home Price

$180,000

20% ($36,000)
6.75%

Loan Term

Principal & Interest$934
Property Tax (est.)$165
Insurance (est.)$150
Total Monthly$1,249
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $180,000 home in PALM HARBOR.

🏦

Conventional

$9,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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