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$5,995,000

391 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active253 days on market

Beds

6

Baths

7

Sq Ft

6,243 sq ft

Year Built

2017

Lot Size

0.33 acres

Garage

6

About This Property

One of Indian Rocks Beach's Finest Waterfront Estates Crafted by renowned luxury builder Alvarez Homes, one of Tampa Bay's most respected names in custom estate construction, this extraordinary waterfront residence is a rare offering that combines timeless craftsmanship, exceptional design, and an unparalleled coastal lifestyle. Situated on an expansive double waterfront homesite with approximately 146 feet of protected Intracoastal frontage, this spectacular estate was thoughtfully designed for those who appreciate privacy, elegance, and effortless waterfront living. Every detail reflects the uncompromising quality, architectural excellence, and enduring craftsmanship that have made Alvarez Homes one of the Gulf Coast's premier luxury builders. Designed to maximize its exceptional waterfront setting, the residence offers expansive living and entertaining spaces that flow seamlessly to resort-style outdoor amenities. Whether hosting elegant gatherings, relaxing beside the pool, or enjoying breathtaking sunsets from your private dock, every space has been created to embrace the very best of Florida waterfront living. For boating enthusiasts, deep-water dockage provides immediate access to the Intracoastal Waterway and the Gulf of Mexico. Just moments away, enjoy the white-sand beaches of Indian Rocks Beach, award-winning restaurants, boutique shopping, and convenient access to Clearwater, St. Petersburg, Tampa, and two international airports. The rare double waterfront homesite, exceptional construction, luxurious finishes, and timeless design make this far more than a residence—it is a legacy estate that will be treasured for generations. This is a once-in-a-generation opportunity to own one of the finest custom-built waterfront estates on Florida's Gulf Coast, where exceptional craftsmanship, remarkable architecture, and an extraordinary waterfront lifestyle come together in perfect harmony. More than a home, this is a legacy waterfront estate—where unforgettable sunsets, world-class boating, and the relaxed elegance of coastal living come together in one remarkable address. Experience one of the Gulf Coast's finest waterfront and discover why opportunities like this rarely come to market.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8468881
StatusActive
Year Built2017
Total Rooms4
ConstructionBlock, Cement Siding, Stucco, Wood Frame
RoofMetal
FoundationBlock, Pillar/Post/Pier
FacesSouth
SubdivisionINDIAN BEACH RE-REVISED 2ND ADD
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Elevator, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringGranite, Porcelain Tile, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Range, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Dog Run, Irrigation System, Lighting, Outdoor Kitchen, Playground, Private Yard, Rain Gutters, Sliding Doors, Storage
FencingFenced
Other StructuresCabana, Other, Storage, Workshop
Lot Size0.33 acres (14,510 sq ft)
Lot FeaturesIn County, Landscaped, Oversized Lot
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (6 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$5,995,000
Original Price$6,890,000
Annual Taxes$51,894 (2024)
Parcel #063015420660890320

Directions

gulf blvd to 12th to address

Location

391 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJanuary 26, 2026

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Home Price

$5,995,000

20% ($1,199,000)
6.75%

Loan Term

Principal & Interest$31,107
Property Tax (est.)$5,495
Insurance (est.)$150
Total Monthly$36,752
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Financing a Luxury Home

Specialized financing for this $5,995,000 property in INDIAN ROCKS BEACH. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$599,500 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$899,250 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$1,199,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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