$343,000
12227 TERRA CEIA AVENUE, NEW PORT RICHEY, FL 34654
Beds
3
Baths
3
Sq Ft
1,792 sq ft
Year Built
2001
Lot Size
0.45 acres
Garage
1
About This Property
NEW ROOF TO BE INSTALLED PRIOR TO CLOSING WITH AN ACCEPTABLE OFFER! Situated on nearly half an acre (.45 acres total, including an additional .15-acre lot), this 3-bedroom, 2.5-bath pool home offers plenty of space inside and out. Major improvements include a new HVAC system installed in 2025 and a new roof to be installed prior to closing. Inside, the home features an open floor plan with plenty of natural light and multiple living areas. A fireplace adds character to the main living space, while the spacious primary suite includes a walk-in closet and private ensuite bath. The second bedroom also offers convenient access to a half bath. Outside, the property features a large yard with mature oak trees draped in Spanish moss, offering plenty of shade and room to enjoy the outdoors. The screened in-ground pool overlooks the natural pond setting, and additional outdoor features include a covered front porch, rear screened porch, and storage shed. The sale includes an additional .15-acre lot, bringing the total property size to approximately .45 acres. Additional features include hurricane shutters and a two-car garage. The home offers an opportunity for buyers to make their own updates and personal touches while benefiting from recent major improvements. Located in Flood Zone X, with convenient access to Moon Lake Park, shopping, dining, and area recreation.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From River Ridge High School, head north on Town Center Road for about 0.4 miles, then turn right onto Decubellis Road. Continue a short distance and turn left onto Moon Lake Road, driving approximately 1.7 miles. Next, turn right onto Terra Ceia Avenue and continue for about 0.4 miles, and the destination at 12227 Terra Ceia Avenue will be on your right.
Location
12227 TERRA CEIA AVENUE, NEW PORT RICHEY, FL 34654
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$343,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $343,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$12,005 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,150 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.